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Center for Internet Security Offers Online Security Tips for Cyber Monday

East Greenbush, NY (PRWEB) November 23, 2011

The Center for Internet Security (CIS), a national not-for-profit dedicated to enhancing cyber security readiness and response, today announced tips to help consumers protect themselves while shopping online this Cyber Monday (November 28) and during the holiday season.

“While it’s important to remain vigilant online every day of the year, we remind users to take extra precautions on Cyber Monday and throughout the holiday shopping season,” said William Pelgrin, CIS President and CEO. “Cyber criminals are looking to take advantage of the high volume of users and transactions during this time in order gain access to accounts, steal data and conduct other malicious activity.”

CIS offers the following tips to help improve security and minimize risks while shopping online:

1.    Secure your computer. Keep your operating system and application software updated/patched. Be sure to check that your anti-virus/anti-spyware software is running and receiving automatic updates. Confirm that your firewall is enabled.

2.    Shop with trusted merchants. Limit your online shopping to merchants you know and trust. If you have questions about a merchant check with the Better Business Bureau or the Federal Trade Commission. Confirm the online seller’s physical address and phone number in case you have questions or problems.

3.    Secure your online transactions. If you submit your financial information through an organization’s website, be sure to look for indicators that the site is secure. Look for the browser’s status bar and be sure “https” appears in the website’s address bar before making an online purchase. The “s” stands for “secure” and indicates that communication with the webpage is encrypted.

4.    Use strong passwords. If you need to create an account using a password with the merchant, be sure to create a strong password. Use at least eight characters, with numbers, special characters, and upper and lower case letters. Don’t use the same passwords for online shopping websites that you use for any other account. Never share your login and/or password.

5.    Avoid scams and fraud. Don’t ever give your financial information or personal information over e-mail, text or by phone. Be aware of unsolicited communications purporting to represent charities. Always think before you click on e-mails you receive asking for donations and contact the organization directly to verify the request.

6.    Do not use public computers or public wireless to conduct transactions. Public computers may contain malicious software that steals your credit card information when you place your order. Criminals may be monitoring public wireless networks for credit card numbers and other confidential information.

7.    Ignore pop-up messages. Set your browser to block pop-up messages. If you get an e-mail or pop-up message that asks for your financial information while you’re browsing, don’t reply or follow the link. Legitimate companies won’t ask for financial information in a pop-up message. Close out of the pop-up message by closing out of the browser.

8.    Pay by credit card. Pay by credit card rather than debit card, as credit cards are protected by the Fair Credit Billing Act and may reduce your liability if your information was used improperly.

9.    Keep a paper trail. Print or save records of your online transactions. Carefully review your credit card statements as soon as you receive them to confirm that all charges are legitimate. Contact your credit card company immediately if you have unauthorized charges on your account.

10.    Review privacy policies. Review the privacy policy for the website/merchant you are visiting. Know what information the merchant is collecting about you, how it will be stored, how it will be used, and if it will be shared or sold to others.

About the Center for Internet Security

The Center for Internet Security (CIS) is a not-for-profit organization whose mission is to enhance the cyber security readiness and response of public and private sector entities, with a commitment to excellence through collaboration. CIS comprises three divisions: the Multi-State Information Sharing and Analysis Center, Security Benchmarks, and the U. S. Cyber Challenge.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Cyberscams Ebook – A Visual Guide To 25 Of The Biggest Internet Scams.

An Ebook That Describes How Internet Scams Work. In Australia Internet Fraud Is Responsible For 0 Million Dollars A Week! This Book Will Show Your Customers What A Scam Looks Like, How To Avoid It And Why They Were Targeted In The First Place.
Cyberscams Ebook – A Visual Guide To 25 Of The Biggest Internet Scams.



ProtectMyID.com Provides Consumers With Vital Tips On Internet ID Theft Protection

Irvine, CA (PRWEB) April 26, 2009

ProtectMyID.com a leading, full-service provider of identity theft detection, protection and fraud resolution, today announced Internet ID Theft Protection tips. If consumers spend any kind of time online they’re probably concerned about security; and rightfully so. Whether it is e-commerce, personal banking, bill paying or social networking, sooner or later consumers run the risk of exposing themselves to internet identity theft.

Ironically enough, the best line of defense against identity theft attacks is the one thing people give the least amount of thought to: their username/ password combination. Statistically, most people create username/password combo’s that are easy to remember. They tend to be associated with obvious personal data, like:

A partner, child, or pet’s name, sometimes followed by a 0 or 1
The last 4 digits of a social security number
Numerical sequences like 1,2,3,4
The word password
Hometown, city, college, favorite sports team
Date of birth – partner’s or child’s

The fact that most people use the same username and password for all their online accounts only compounds the danger of http://www.protectmyid.com/default.aspx?PageTypeID=HomePage17&SiteVersionID=815&SiteID=100302&sc=669082&bcd=semidtprw210408ts01 internet ID theft. If a hacker can hijack one password, they instantly have access to your other accounts. This can lead to identity theft, http://www.protectmyid.com/default.aspx?PageTypeID=HomePage17&SiteVersionID=815&SiteID=100302&sc=669082&bcd=semidtprw210408ts03 credit card fraud and a huge headache for consumers.

Consider this: password hijackers will go through trash, mail or the pages of social networking sites to dig up the info they need to crack a password. In fact, social networking sites are a key source for this kind of personal information. In spite of this level of personal invasion, there are still some very simple techniques consumers can practice to help protect password:

Indiscriminately trade out numbers and symbols for letters: h@ck3rs
Random caps are also an effective technique: h@Ck3Rs
Use something from the past: a random place, a favorite toy, etc. Don’t use names of friends or classmates, old address or phone numbers.
Vary username/password combinations among accounts.

Unfortunately, even if consumers follow all these techniques, they could still be hit by a brute force attack. This is where password hijackers use specifically designed software to crack security. This software is free and readily available online, so little can be done to stop this kind http://www.protectmyid.com/default.aspx?PageTypeID=HomePage17&SiteVersionID=815&SiteID=100302&sc=669082&bcd=semidtprw210408ts01 internet ID theft.

About ProtectMyID.com

ProtectMyID.com is a leading, full-service provider of identity theft detection, protection and fraud resolution. We are passionate about helping our customers defend against identity theft and shielding them from the hassles and financial loss that can accompany this crime. Our U.S.-based team, which includes experienced Identity Theft Resolution Professionals, is dedicated to providing easy-to-use and convenient products as well as personal service that our customers can rely on.

ProtectMyID.com is part of a family of online sites belonging to ConsumerInfo.com, Inc., an Experian company. ConsumerInfo.com, Inc. was founded in 1995 to give consumers quick, easy, and inexpensive access to their credit histories. It is now the leading provider of online consumer identity theft protection, credit monitoring, credit scores and credit reports to millions of U.S. consumers.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Digital Resolve Collaborates with Microsoft to be Data Provider for Microsoft Phishing Filter in Windows Internet Explorer 7 and the Windows Live Toolbar

ATLANTA, GA (PRWEB) September 5, 2006 –

Digital Resolve, the authority in transparent risk-based authentication, announced today a formal data provider agreement with Microsoft to provide data feeds from Digital Resolve’s Trusted ServerTM Technology. These new feeds will help provide real-time, front-line protection for consumers against phishing attacks. Introduced in July 2005, Microsoft Phishing Filter helps protect millions of customers from phishing scams when they are browsing the Internet and is available via the new Windows Live Toolbar, which launched in final release last month, in Windows Internet Explorer 7 for Windows XP Service Pack 2, and in Windows Vista, both currently in beta testing.

“We were impressed with the quality of Digital Resolve’s data feeds, and they have become an important addition to our rich network of data provider partners,” said Alan Packer, Product Unit Manager of the Anti-Phishing Team at Microsoft Corp. “This agreement underscores Microsoft’s goal of employing a broad range of data sources from both third parties and end-users to help protect customers from the threat of phishing.”

Microsoft’s Phishing Filter URL reputation service is part of the innovative Phishing Filter feature that will be available to millions of users of Windows Internet Explorer 7 and the Windows Live Toolbar.

The new data feed supplied to Microsoft as part of this new agreement comes from Digital Resolve’s Trusted Server Technology which provides consumers with real-time, positive assurance that they are at a valid website. The technology utilizes patented data mining capabilities, which were developed in 1999 as the core building component of the company’s patented IP Intelligence technology, to crawl the Internet 24 x 7, verifying the authenticity of financial services and e-commerce websites. This information is constantly monitored and updated within Trusted Server, which can be fed to web browsers and other desktop applications to safeguard consumers against rogue websites and protect the brand of legitimate online businesses.

“Protecting consumers is not the sole responsibility of any one industry segment,” said Avivah Litan, Vice President and Distinguished Analyst, Gartner, Inc. “Making consumers feel safe when they are navigating the Internet should be a top priority for those players that have the greatest reach and can have the largest impact across the market. Bringing website authentication to the desktop is one way to help stop the damage from phishing attacks – before consumers are unknowingly lured in.”

Digital Resolve’s approach to website authentication effectively eliminates active consumer involvement in authenticating websites such as selecting images and phrases they must remember whenever visiting a website. This ever-evolving list of trusted sites, which is constantly monitored and updated to accommodate changes to websites, simplifies the authentication process for both consumers and the websites that serve them, and is designed to protect consumers against phishing, pharming, Man-in-the-Middle and other attacks that direct web surfers to socially engineered websites designed to steal personal information that is used by online criminals to commit identity fraud.

Financial services institutions and e-commerce websites, large or small, are invited to contact Digital Resolve to validate their inclusion on the list. For those websites wishing to inquire about inclusion on the list, please visit http://www.digital-resolve.net/trustedserver.

360-Degree Protection

Trusted Server Technology is part of Digital Resolve’s comprehensive online fraud and identity theft prevention solutions, which are designed to protect consumers at every online touchpoint. Other offerings from Digital Resolve include:

Fraud Analyst

o    A proven risk-based authentication solution that detects and acts upon suspicious activity in real time.

o    Protects online banking customers throughout the customer lifecycle from new account opening and enrollment to login authentication to high-risk transaction analysis.

o    Currently deployed protecting millions of accounts and applications.

E-Scam

o    A phishing prevention solution that stops phishing emails before they reach the consumer desktop.

o    Currently in deployment with Earthlink, the nation’s second largest ISP.

About Digital Resolve

Recognized as the authority in transparent, risk-based authentication, Digital Resolve is leveraging its heritage and unsurpassed knowledge about online interactions to deliver deep understanding and value to financial services institutions to help them fight online fraud. Since 1999, more than 100 of the largest technology and financial services companies, including America Online, NetBank, Symantec, EarthLink, Lexis Nexis, McAfee and Experian have relied on Digital Resolve’s patented and patent-pending technologies to identify and recognize users within the Internet universe for applications ranging from analytics to online security to user authentication.

With an unrivaled combination of Internet technology and financial services expertise, Digital Resolve is uniquely positioned to help financial services institutions distinguish real customers from online criminals, delivering peace of mind that the online channel is safe, profitable and positioned for continued growth. For more information visit http://www.digital-resolve.net.

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Resist the money scams on the Internet by recognizing the commonly used marketing techniques

It doesn’t take much searching for ways to earn money online to encounter the many and varied money scams on the Internet. Even the opportunities that aren’t exactly scams are hyped up and marketed using high pressure tactics. Picking out the truly legitimate opportunities and valuable information from the hype and noise can be a daunting task if you’re new to online marketing.

While I can’t make the money scams on the Internet go away or get rid of the excess hype, I can help make you aware of some of the tactics that you are sure to encounter that are designed to make you spend money that you are likely to regret. You can save yourself lots of money and regret by understanding some commonly used marketing techniques.

The One Time Offer

Also knows as OTO, it’s pretty much assumed that anyone who puts out any kind of product on the Internet will have an irresistible one time offer. Here’s a common scenario. You register for the free membership option on a site that provides you with free tools or insider information. Before you complete the registration, you are shown a screen that goes on forever about the benefits of a paid upgrade membership, the price you will pay should you choose to upgrade later and the much reduced price you can get now if you just buy now. You will be told in no uncertain terms that you will never see that offer again.

I’ve seen many of these one time offers and fallen for a few of them. No matter what the highly optimized page or video tells you, there is a way to access that one time offer again should you later realize you actually want it. The marketer wants you to buy it and if you want it he will sell it to you. It will be offered again in an email message, as a seasonal special or a repackaged one time offer. If that doesn’t happen, you can always try registering for the same site using different log in credentials and a different email address, and odds are, you’ll see the offer again and can take advantage of it should you choose. But the marketer understands that the odds are you won’t think about it and you won’t want to come back. If you don’t buy right then, he knows you won’t buy later, which is why he gives you all kinds of extreme reasons to buy in that moment.

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The Limited Time Offer

This is the offer that will only be around for a few minutes, hours or days and will also be gone forever if you don’t act quickly. Just like with the one time offer, these offers with few exceptions have a way of coming back around. Even if you can’t get the exact same offer again, you can count on the product being repackaged in some way and finding you again–either as an unexpected email or when you look for it again. I recently listened to a webinar where a high priced product was offered for a limited time. A quick search on Google showed me a few other places where the same offer had been made and those payment pages were still up. I didn’t try to buy the product but if I did a month after its expiration date I’m sure they’d be more than happy to sell it to me. Why else would they keep the payment page online? Again, all the pressure comes from the documented fact that most people will not return to a website to make a purchase once they leave, so they want to make sure you feel you’ve missed out big time if you do leave.

Retail Value vs. What You Will Pay

If you’ve watched a few sales videos, you will recognize this pattern. The seller goes on at great length about how great the product is and what it will do for you. Then he starts going through everything that will be included in the package he hopes you will buy and its retail price. He’ll even throw in some comments about how he’s being conservative in his valuation–really it’s probably worth twice that amount. Regardless of what numbers he actually uses, they will all add up to some astronomically high number that no one in their right mind would pay for. The latest one I saw totalled up over ,000. After the total comes the actual price for the entire package, and it’s always a fraction of the total retail value. The point of the exercise is to make you believe you are getting an incredible deal, which you may very well be. The retail value of each piece of the package may very well be genuine, and it could be easily verified. But just about everyone does that, which in my book makes it a marketing technique. Don’t fall for it. The product may very well be worth buying, but make sure it’s completely your informed decision.

Once you can see through some of the commonly used marketing techniques, you will be better able to evaluate a product based on its own merits. This will make it much easier for you to avoid falling for the money scams on the Internet as well as a great many products that are legitimate but not as useful as you might hope.

Related Money Scams Articles

How to protect your identity over the Internet with Lifelock

For more info go to: http://laurensfacebook.com

More and more people are losing alot of money nowadays to Identity stealers.

For more info go to: http://laurensfacebook.com

How do those Identity stealers come to your identity?

It could happen, when someone steals your wallet and get your Identity-pass or Visa card. Those criminals want all your money by sending the money from your Visa card to their Bank account. Or even selling your identity on the internet to someone who looks just like you.

But whats happening more and more? The internet is becoming one of the most used applications on the world. As everyone knows, their are also alot of hackers nowadays.

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You create an account on Facebook and they got imediatelly alot of information about you. But in the worst case they just hack some site where you have bought something. Like Amazon or something. And they hack it and they are going away with all your Bank account details and Bam! your money is off.

But there are a lot of ways to protect yourself. And the best thing I ever found out was Lifelock.

LifeLock helps protect your identity – even if your information falls into the wrong hands. We provide you early notification of identity threats, search the web for the illegal selling of your information, help cancel and replace the contents of your los.

As you can see they help you alot. It cost alot but trust me it’s worth it; none of your personal information will ever fall into the wrong hands thanks to Lifelock.

So buy it now and always be prepared for when hackers strike you.

Click at one of the links in the article.

For more info go to: http://laurensfacebook.com

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Do You Need Business Insurance Singapore coverage for Your Internet Business?

Organization insurance Singapore is something to take into consideration when you start a company because any type of organization may need the protection which insurance Singapore provides every now and then. An internet business is a little completely different from a traditional brick-and-mortar business simply because generally, customers never visit the place of business. Additionally, most internet companies are home-based, so homeowner’s insurance Singapore may well cover basic organization equipment such as a private computer and associated computer equipment. Thus, with an internet-based business, the principal concern is not actually protection from loss of products and materials; even an internet business may require some type of insurance Singapore defense. There are several types of company insurance Singapore that many companies simply can’t accomplish without. Some of the typical types of insurance with regard to businesses include residence insurance, liability insurance Singapore coverage, worker’s compensation insurance, negligence insurance, and pay as you go legal insurance Singapore.

Naturally there are other types of insurance coverage for business owners along with their employees for example health, dental, eyesight, and life insurance plan. Learning about these several types of insurance and examining your own situation will aid you to determine what type of economic insurance you need for the internet business.

Property Insurance Singapore policy

Property insurance is often required if you book or finance organization property. If your internet-based customers are in your home, confer with your homeowners’ insurance provider to find out in the event that your homeowners’ policy handles your business equipment.

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Whether it does not, and the valuation on your equipment is minimum it may not be in your greatest interest to purchase a policy particularly to cover your company equipment and accessories because you may end way up paying more throughout insurance Singapore premiums than what your organization equipment and accessories are even really worth.

On the other hand, if you have costly business equipment throughout your home office, you may want to insure it towards damage or damage.

Liability Insurance Singapore

Responsibility insurance is a type of company insurance that any kind of business may need, perhaps an internet-based business. Culpability can arise coming from just about any type of business. In the event you provide products or services to be able to consumers, or even for you to other businesses, often there is a potential for culpability.

Weighing your danger is the best way to see whether or not you need legal responsibility insurance for your organization. Worker’s Compensation Insurance Singapore Workers comp insurance Singapore is required for the majority of businesses that have workers. However, the requirements can vary from state to state. As an example, in some states, about to catch required by law to possess worker’s compensation insurance Singapore until you have three or maybe more employees.

Worker’s compensation insurance Singapore policies are the type of business insurance coverage that pays healthcare expenses and lost pay for employees who will be injured on the job. Regardless of whether it is required by legislations for your situation, should you have any employees in any respect, purchasing workers’ pay out insurance Singapore will reduce your potential culpability if an employee is actually hurt on the job.

Malfeasance Insurance Singapore

Malpractice insurance Singapore policies are necessary for businesses that supply professional services these kinds of which require accreditation. Professional liability insurance coverage is another term used with regard to malpractice insurance Singapore. It is crucial for businesses that present services such as advising, medical services, executive services and so on.

Prepaid Legal Insurance coverage

Prepaid legal insurance policy has become quite popular recently. It is an insurance policy which covers legal bills such as attorney service fees. Many individuals and organizations alike find that pay as you go legal insurance is a security net that is attractive because if they require legal assistance, they just do not have to worry about the retainer charges and expensive costs from attorneys.

If you frequently be forced to pay attorney fees first reason or another, pre-paid legal insurance could possibly be an option for you to definitely consider.

Related Pre Paid Legal Insurance Articles



Lottery Scams Emerge as Major Internet Fraud

Melbourne, Australia (PRWEB) May 3, 2004

FraudWatch International warns Internet consumers of the escalation of Lottery scams circulating via email. These scams involve advance fee fraud, typically seen in Nigerian 419 scams, and acts as a method to gather personal information used for identity theft.

Lottery scam emails are increasing at an alarming rate. In April FraudWatch International received over 1000 variations, double the number of ‘phishing’ email scams received. “Consumers are paying big dollars to have their bogus winnings released to them. If it wasn’t working, the number of emails wouldn’t be increasing,” says Managing Director Trent Youl. “Victims are contacting us every day asking for assistance to recover their lost money. The bottom line is, once the fraudsters have it, recovery is unlikely.”

Grace is a victim. She received an email from OY Keikkaus Lottery notifying her that her email address had won US$ 2.5 Million. Grace says, “I was really excited then without considering the fact that I never joined any sweepstake lottery. I paid them US$ 2,000 for taxes and insurance and upon receiving that amount they told me that it’s not enough and advised me to borrow money from friends or mortgage our property. I actually followed whatever they said. I kept borrowing money to pay them until my brother pointed out typing errors in their correspondence. I searched the Internet and found FraudWatch International’s website and that’s how I found out this was a lottery scam. I burst into tears when I found out because my effort and money had been wasted. I hope this will serve as a lesson to others.”

GraceÂ’s story is typical of the comments FraudWatch International receives from consumers who have lost money to these scams.

It begins with an email claiming the recipient has won a lottery. They are to contact a claims agent to collect their winnings, usually at a free email address. The unsuspecting consumer contacts the claims agent who sends a claim form to verify their identity. They must return the form with their personal details along with copies of their passport and driver’s license to “verify their true identity.” This is where the scam begins. The fraudsters now have enough information to duplicate the consumer’s identity.

The responding consumer receives an email with three options of how to collect their winnings. They can have the money wired to their bank account, they can open an account with a specified bank (bogus), or they can pick up their winnings personally (normally from Amsterdam).

Most people want their winnings transferred into their bank account. This involves upfront fees for taxes, insurance or even legal fees. Victims transfer money as requested via Western Union. If they do not want to pay upfront fees, they can open an online account with a specified bank, who’s ‘policy’ requires a deposit of around US$ 3,000. This bank is fake. Alternatively, victims are able to pick up their money personally by travelling to Amsterdam, where they are required to pay a release fee in cash, and receive their winnings in counterfeit currency.

Trent Youl believes that “because recovery of money is unlikely, education is the best defence in protecting consumers from these kinds of scams.”

FraudWatch International is committed to educating consumers on Internet Fraud and scams used to collect information for Identity Theft such as ‘Phishing’, Nigerian 419 and Lottery scams. The website contains a list of over 400 known lottery scam operatives with many example emails, and a list of 100 fake bank websites used in these scams. These can be found at http://www.fraudwatchinternational.com.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.