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Manuel Pietra to Provide Government Resource Planning (GRP) Domain Expertise as Member of AuthenWare Advisory Board

Manuel Pietra, President & CEO of FreeBalance

Ottawa, ON (PRWEB) June 27, 2011

FreeBalance, a global Government Resource Planning (GRP) software company, and AuthenWare®, a leading cybersecurity software provider, today announced that FreeBalance President & CEO, Manuel Pietra has joined the AuthenWare Advisory Board. Manuel Pietra is a global executive with more than 25 years of successful information technology management experience from companies in the United States, Canada, Europe, South Africa, and Latin America. Mr. Pietra recently won the 2011 Next Generation Executive of the Year Award sponsored by the Ottawa Centre for Research and Innovation (OCRI).

“We are pleased to have Manuel Pietra join the AuthenWare Advisory Board,” said Tom Helou, President and COO of AuthenWare. “Manuel’s extensive professional experience and public sector domain expertise will be invaluable to support the continued growth of AuthenWare.”

FreeBalance integrates the AuthenWare identity authentication software to provide government customers with a robust security solution that practically eliminates the risk of identity theft when users logon to the web-based FreeBalance Accountability Suite. The integrated FreeBalance AuthenWare solution helps GRP customers prevent identify thefts and web fraud by rendering phishing and key logging attacks useless.

“It is an honour to join the AuthenWare Advisory Board,” said Manuel Pietra, President & CEO at FreeBalance. “AuthenWare technology delivers a seamless layer of strong security to prevent cyber threats and user ID theft. Governments around the world are faced with increasing pressure to protect the integrity and security of public data. Authenware provides an innovative cost-effective solution to this challenge.”

AuthenWare technology offers a radically different approach towards handling security by securing information access through keystroke dynamics and rendering any stolen credentials useless. It accomplishes this through a proprietary protocol that creates and maintains a unique personal security pattern for each user every time that he or she enters data using the keyboard (for example, their user name and password). By doing so, AuthenWare technology delivers the highest levels of security without the need for any additional hardware or to store any personally identifiable information (PII).

FreeBalance software solution are being used by governments in 19 countries, including Antigua & Barbuda, Afghanistan, Canada, Iraq, Kosovo, Kyrgyz Republic, Liberia, Mongolia, Namibia, Pakistan, Sierra Leone, Southern Sudan, Timor-Leste, and Uganda among others. FreeBalance software manages more than a quarter trillion ($ US) annual budgets worldwide. More than 70,000 users around the world use FreeBalance software to manage a global civil service workforce of 1,500,000.

About AuthenWare

AuthenWare® Corporation is a leading cybersecurity software innovator focused on fighting identity theft. The Company’s tokenless 2-factor authentication system delivers strong security through a combination of keystroke dynamics, behavioral and environmental characteristics to minimize identity theft, web fraud and other system vulnerabilities. The AuthenWare solution creates a unique personal security pattern that recognizes authorized users while keeping hackers out. AuthenWare is headquartered in Miami, FL, with offices around the world. Tens of millions of people use the company’s products every day in a variety of industries, including financial services, government, healthcare, telecommunications and online retailers. For more information, visit http://www.authenware.com.

About FreeBalance

FreeBalance helps governments around the world leverage robust Government Resource Planning (GRP) technology to accelerate country growth. FreeBalance software solutions for public financial and human resource management support reform and modernization to improve governance, transparency and accountability. Good governance is required to improve development results. For more information, visit http://www.freebalance.com.

About Manuel Pietra, FreeBalance President and CEO

Manuel Pietra is a global executive with more than 25 years of successful management experience from companies in the United States, Canada, Europe, South Africa, and Latin America. As President and CEO of FreeBalance, Mr. Pietra leads global growth strategies and customer engagement. Mr. Pietra has transformed FreeBalance into a customer-centric and socially responsible company. Mr. Pietra won the 2011 Next Generation Executive of the Year Award sponsored by the Ottawa Centre for Research and Innovation (OCRI). His leadership and vision also led the company to win the prestigious 2009 Canada Export Achievement Award.

Manuel Pietra has held executive positions on the boards of several international companies and actively participated in the venture capital arena. Mr. Pietra has participated in several successful IPO’s in the USA, Europe and South Africa and presently is a board member for the International Consortium on Government Financial Management (ICGFM).

Mr. Pietra is multilingual and graduated in Business Management from the South African Institute of Management. He often speaks at high profile investment seminars and technology conferences across the world in English, Portuguese, Spanish, and French.

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Free Credit Score Report – Government Mandates Free Credit Reports for All Consumers

The federal government is currently offering all consumers the option of obtaining a free credit report once every year.

This free credit report allows consumers the chance to become aware of their credit history, possible identity thefts, and areas to improve in, once every twelve months.

Aurora Lillo Editor of the “Get MY Credit Report” website — http://www.GetMyCreditReport.biz — pointed out;

 

“…While this is a great resource for all consumers, many will find that viewing only one credit report per year does not give consumers ample information to stay up-to-date on their financial standing…”

Three Reasons Why Receiving One Credit Report A Year Is Simply Not Enough:

1. While receiving one free credit report a year is better than never viewing one’s report at all, it is almost impossible to improve one’s financial standing without viewing more than one credit report per year. Most people should consider using this free report as a starting point in repairing their financial history. Even those that have a good score may still benefit from making a few simple changes. This free report may be used to view any negative aspects in one’s financial history, whether those may be a debt in collections or credit cards that are nearing their limit. Once the negative factors influencing one’s score has been determined, one can then begin to work towards fixing any imperfections.

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2. A person that regularly checks their report is at a much reduced risk of becoming a victim of identity theft. While those that regularly check their credit report may also become victims of identity theft, they are at a much greater advantage of catching a theft early and rectifying the situation before it spirals out of control. A great deal of damage can be done to one’s financial standing within the span of a year. In fact, someone that has a good score can easily find themselves with several fraudulent credit cards and/or loans that total thousands of dollars. However, someone that frequently checks their report will be able to spot a fraudulent debt and notify the proper authorities before their situation becomes dire.

“… People that frequently check their report tend to be more financially responsible. In terms of financial standing, ignorance is not bliss. Ignorance, many times, leads to one not being aware of how their debts, occasional late payments, and credit cards are truly affecting their financial history and credibility. As most people would agree, it is much easier to be aware of one’s standing and make efforts to improve their score over time, than to find yourself in a difficult situation when attempting to obtain a home or other important loan…” added A. Lillo.

Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.GetMyCreditReport.biz

Related One Free Credit Report Per Year Articles

Free Credit Rating Government – U.S. Consumers Are entitled to a Free Credit Report

Under the Fair Credit Act, all US consumers are entitled to receive one free credit report each year.

These are compiled by three different consumer reporting bureaus, Equifax, Experian, and TransUnion. In order to receive them, though, you must personally request a copy.

Aurora Lillo Editor of the “Best Credit Reporting Services” website — http://www.BestCreditReportServices.com — pointed out;

 

“…In other words, this information is not automatically sent to you once per year but is rather sent upon your request. You can request the report from all three agencies at one time or you can request it from one at a time spaced out in any way you choose over a one year period…”

Each of these three separate consumer reporting companies collect and compile slightly different data, therefore their information may vary. Small local and state wide credit agencies around the country collect information about your financial habits directly from creditors in your area. Any financial transactions you are involved in that involve credit, including your payments made, are reported directly to a local agency every month. Thus your financial history is detailed on an ongoing basis and sent to these smaller agencies who in turn pass it onto the larger agencies. Some creditors pass on information to all three of the larger bureaus whereas a merchant may only send information to one. This is why you may find information on one report that is not included on another. For this reason it is a good idea to request your report from all three bureaus as otherwise you may not receive a complete picture of all of your financial dealings and history.

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“…There are several reasons why you should carefully review the information contained on these reports. Identity theft is on the increase; however this is easily spotted by reviewing this information. If you see transactions listed that you were not involved in, that should immediately send an alert that something may be amiss. Likewise, if you are planning on asking for a loan it would be a good idea to check your rating first as that may give you some idea of whether your request would be granted or not. If you do this in advance you will have time to correct any mistakes that have erroneously appeared on your report, as well as time to resolve anything that may reflect negatively on you. For example, if one of your credit cards is maxed-out that would show up on your record. If you have given yourself enough time you could easily re-allocate this amongst your other cards, thus immediately improving your score…” added A. Lillo.

As you are eligible for this free report once every year it is highly recommended that you take advantage of the opportunity to receive it.

Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.BestCreditReportServices.com

Free Government Credit Report – Get Yours Today

Did you know that actually save your annual credit report to hand you money? Suppose you were applying for a loan. The financial institutions will be made to view your report (credit cooperatives) to see whether you are worth the financial risk for the grant you the loan amount that you require. If your copy of the report shows that you are not faithful to repay your loan in the past, the financial institution may prescribe a higherInterest rate or, worse yet, reject your loan application as a whole.

http://www.freecrditreport.pannipa.com/2009/11/08/free-government-credit-report-get-yours-today/

But what if the financial institution was their decision is based on an erroneous report? Here are your own copy of your annual report will be useful. There are many cases of erroneous reporting on such reports have been. So, if you can prove that you are creditworthy, corrected copy to your own credit report, then you need only increases your chances, this loan isapproved, and at a lower interest rate on this.

To protect you from any credit report fraud on the Internet, the government entrusted the three companies, credit report free annual credit reports for anyone who claims they do. This is called the Fair Credit Reporting Act. The only site that you visit will receive a separate report, AnnualCreditReport.com.

Make sure that this is the only Web site that you visit yourCredit report in order to protect themselves from possible identity theft and charged with rogue transactions against your credit card. How scammers can do that? Well, if you have a website that offers a free credit report access, you can innocently give them your financial details, so for them to do to you and to make purchases without your knowledge.

To make sure that you only give your personal and financial data to websiteswill be shown how safe annualCreditReport.com.

http://www.freecrditreport.pannipa.com/2009/11/08/free-government-credit-report-get-yours-today/

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Government Credit Reports

Managing ones finances can become a daunting task for many individuals that are interested in keeping a tab on their expenditures and savings. Unfortunately, thanks to the fine print of credit statements that seem hardly better than a rip off, there are a lot of individuals that find themselves paying off continuous interest and wondering what they are paying for. This has come at a time when the government of the United States is battling out the economic crisis and is formulating new credit report government laws.

Many individuals that are caught in the credit crunch are attempting to find new ways in which they can make the most of their credit reports by attempting to manage them professionally. For this reason, they seek the aid of professional management companies that specialize in free credit report government features. As a result, these people end up getting their credit reports managed effectively on the lines of new and improvised free credit report gov fundamentals. The US government has a few strict laws when it comes towards the financing of credit accounts to individuals. However due to the need of the hour when people are opting for other credit facilities other than the credit report gov’s demands, there is very little that the US federal bureau of finances can do.

Over the years, ever since the oval office has had a new presidential tenure, the prime focus has been to bring an end to dubious credit financing companies that are on the lookout for developing the best of their free yearly credit report. What needs to be understood is whether an individual is filing for a free yearly credit report or a free credit report government policy; they need to make sure that all of their finances are in perfect accordance with the state law. Only once this can be ascertained will an individual be able to file for credit report gov policies. Hence it is imperative that these individuals look out for credit report maintainers which have been accredited for years of service in their profession. The best way in which this can be accomplished would be to use the internet. There are a number of free credit report gov affiliated programs available in the online world which has been formulated with the intention of providing members with the best services that are capable of maintaining a professional outlook into ones free credit report statement. When this is done, banking institutions and credit finance companies will be able to allot credit limits to an individual on the basis of what they have for a credit score. As a result, it is imperative that individuals opt for their ideal credit report gov affiliated online portal to help them out with their credit and financing options. The best way that this can be achieved is to scout the market effectively.

There are many online services claiming to offer the best credit report for your money, however, I have found that only one consistently provides the most accurate information at an affordable price.

CreditScoreDirect.com is by far one of the best credit report companies on the web. Find out what your credit report looks like today.

Find More Free Credit Report Government Articles

How To Get Your Free Government Credit Report

Under the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companies

Your credit report contains personal information like your address, your bill-paying habits, and your status as far as bankruptcy, arrest or any legal action against you. This information is of interest to companies who may be creditors, employers, insurers, lending institutions and landlords, and the consumer reporting companies sell the reports to them.

There are several reasons why you might need your credit report. If you are going to apply for a loan, get insurance or go for a job, you might want to ensure that the information contained in your credit report is accurate and correct. Your report contains some information that can affect your ability to be approved for a loan and the cost of that loan to you.

Checking your credit report annually is also a precaution against identity theft. Also, if you have had credit declined, your credit report could contain information that will tell you the reason this happened.

You are protected by the Act and have certain rights as well. At this time, there are three consumer reporting agencies nationally, but they are combined under one mailing address, toll free number and website. You have the right to apply for a credit report from each of these agencies, once every year.

The website is at www. Annualcreditreport. Com; the mailing address is ACRRS, PO Box 105281, Atlanta. GA 30348-5281; and the phone number is 1-877-322-8228. You need to first request an application form which needs to be filled in and sent off by mail or email. The information you will need to provide on the application is your name and address; your Social Security number; your date of birth and details of any recent change of address or name. You may be asked some personal questions to identify yourself.

There are websites claiming to be able to get your credit report for you, but the only legal and genuine website is annualcreditreport. Com, so don’t waste you time with any other sites. The scam sites might ask you to subscribe or sign up for something, and you will usually end up paying money for nothing. Other sites direct you to another site where they try to sell you something related to credit. These sites have no access to credit reporting.

The official website will never send emails asking for personal information or money, so you can be confident that your privacy is safe when you apply for your annual government credit report.

yourcreditreportonline.info ……credit report with credit score, free yearly credit report, government credit report, credit free score, credit check score, credit report scoring, credit reporting scores
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Government Credit Report Website And Additional Important Information

Government Credit Report Website And Additional Important Information

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Home Page > Finance > Credit > Government Credit Report Website And Additional Important Information

Government Credit Report Website And Additional Important Information

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Posted: Jun 30, 2010 |Comments: 0
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There are a number of ways that people use to be able to see their credit reports.

Many go to the individual bureaus to request a report and some subscribe to pay-based websites, but perhaps the most popular is to use the government-sponsored Annual Credit Report website.

Aurora Lillo Editor of the “Best Credit Reporting Services” website — http://www.BestCreditReportServices.com — pointed out;

 

“…This website allows a user to, once a year, see his or her report from each of the three major bureaus: TransUnion, Experian, and Equifax…”

What many people do not realize is that the Annual Credit Report website does not tell them even nearly as much information as is really needed. In order to really keep track of their rating and watch out for identity theft, a consumer must not only see the report, but also the score, which Annual Credit Report does not offer. Also, one must see the information held in such a report more than once a year. A lot can happen in a year, and that could include identity theft. If one’s identity is stolen, waiting six months to a year to find out about it and deal with it is simply unacceptable.

The solution to this problem is to just not use this government website. Far better alternatives include subscription-based websites such as freecreditreport.com and creditreport.com. These websites have a number of advantages over Annual Credit Report. For example, they not only give the report, but also the score. They give all of the information at once, making it very easy to see differences and possible errors in one’s report, and allow a user to view their report about once a month, which is an adequate period of time to check for identity theft. The cost of the service is minimal compared to the benefit, at about 15-25 dollars a month, and this includes, in most cases, free monitoring on one’s report.

“…The monitoring service is perhaps the largest benefit that one gets. These websites will watch one’s report for a subscriber to ensure that it only shows standard activity. For example, if they know that the customer has enough credit/debit cards, and suddenly a number of credit card accounts are opened in his or her name, they will contact the subscriber and inform him or her of this abnormal activity. This is the ultimate proactive identity theft protection. If anything goes wrong one can be sure that they will know about it. And the sooner that one learns of identity theft, the easier it is to stop…” added A. Lillo.

Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.BestCreditReportServices.com

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Government Credit Report – How To View Your Annual Free Credit Report

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Home Page > Finance > Credit > Government Credit Report – How To View Your Annual Free Credit Report

Government Credit Report – How To View Your Annual Free Credit Report

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Posted: Jun 30, 2010 |Comments: 0
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Credit is very important to our financial well-being, and maintaining a good report and rating is essential to obtain the things we want in life.

The government has mandated the credit bureaus through the Fair Credit Reporting Act to provide consumers access to their report without charge.

Aurora Lillo Editor of the “Best Credit Reporting Services” website — http://www.BestCreditReportServices.com — pointed out;

 

“…In order to learn how to view your annual free credit report you will need to visit the government approved website set up for that purpose…”

You can locate the site by utilizing the major search engines and typing in free annual credit report and you should receive the results that you need. This government website will not ask you to provide any type of financial information that allows you to be charged. All it will ask for is your name, date of birth, social security number, and current and previous address in order to access your reports. You may through the credit bureaus who are linked to the website be asked for information contained on your credit report that only you will know, this is used in order to confirm your identity.

After you have provided the relevant information you will have access to all three reports. You will not receive your score with these reports but must obtain them from a reputable paying website if you want this information. The main benefit provided by the free government site is all three reports for you to view and check for accuracy. If you find information in them that is not recognized by you, you may want to contact the reporting bureau and dispute the item.

You can only access these reports on an annual basis and once they are viewed if you want a record of them you will need to print them out if you have used the website to view them. There are other options to obtaining a hard copy and that is calling the phone number listed on the website to order them, or using the address given to receive them through the mail if you do not have a computer or printer.

“…The main reason you are offered your free credit reports is to combat identity theft that has been on the rise and to make sure that the reporting bureaus remain fair and accurate in their reporting practices. This is for your benefit as well as the bureaus and you would do well to utilize this free service that is being offered. Your credit is just that important…” added A. Lillo.

Further information about how to get a detailed credit report including scores and as often as you want by visiting; http://www.BestCreditReportServices.com

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Hector Milla -
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I understand that Republicans/Conservatives are against Socialism. Instead of the government trying to ‘fix’ the recession, what capitalistic free market solutions do the republicans have in…
I looked up my credit score on free credit report.com and my credit score was above 640. So I decided to go to the bank and get a loan on a house but the mortgage specialist could not see my credit sc
Can I get a free credit report?

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Free Government Credit Report-where to Find a Free Government Report Immediately

Free Government Credit Report-where to Find a Free Government Report Immediately

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Home Page > Finance > Personal Finance > Free Government Credit Report-where to Find a Free Government Report Immediately

Free Government Credit Report-where to Find a Free Government Report Immediately

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Posted: Aug 15, 2008 |Comments: 0
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Getting a free government credit report is actually quite an easy process, and there are some specific guidelines that will determine whether or not you need this.

First of all, there really is no need to go through the government to get this; just checking in with any of the major credit report companies will be enough, as if you meet certain requirements (the same requirements the government will look at) then you are entitled to one. What are those mandates?

The state you vile in is very important, as certain states actually allow anybody to get a free copy of there credit report each and every year. If you don’t live in one of these special states, however, you will need to work a little harder.

Either you have to be out of a job and about to start searching (or already searching) in the next sixty days, or have a complaints against a company that won’t accept your application for their services based on your credit score.

If a company rejects your application, citing poor credit, and you believe they are in error, then you are entitled to a free coy of your credit report. These are great, because you can them immediately over the internet (it takes about 2 weeks by mail) and you can quickly review the info and be sure it’s all correct.

If you find an error or more than one, then you probably have a case against the company, and may be able to obtain your loan or mortgage after all.

However, if you don’t need it right away, then you can just wait for the annual government report to come out, which does so once a year to everybody in the US. This will help you easily see your current credit standing, and again be sure there are no errors or mistakes which might negatively impact your credit score.

This is the only real value of getting a credit report, because if everything is correct, there really is nothing you can do about it, except see where you are at currently, and plan ahead from there.

The bottom line is, a credit report can be either your saving grace or nail in the coffin, because your past money history will often times determine if you are able to get out that loan, mortgage and even rent that you want. Without a good credit history, you either won’t be able to get it at all, or at a severely higher interest rate than you otherwise might.

There is hope, however. Even if your score is lower than you think it should be, hiring a credit repair company is an easy way to quickly correct it, and get you back on your feet again.

Therefore, get your free government credit report in the mail, check it over thoroughly for any possible errors, and go from there.

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William Perry -
About the Author:

Ever ask yourself, where can I get a
free

annual credit report? Check

out http://www.internetcreditinfo.com. This is a popular online finance site that

teaches you exactly where to find a
free

government credit report, how to improve your credit, eliminate debt, and achieve financial

freedom.

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