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NationalCreditReport.com Establishes Social Media Platforms Offering More Ways To Protect Yourself From Identity Theft

Delray Beach, FL (PRWEB) February 23, 2010

NationalCreditReport.com, a leading credit monitoring services company, announced the launch of their social media channels. Using Facebook, YouTube and Twitter, the company will publish videos and reports on ways to protect yourself from identity theft and credit card fraud. The interactive websites also play a crucial role in providing consumers an alternative way to learn about free credit reports and ways to improve your credit report and scores.

NationalCreditReport.com’s social media pages are designed with the consumer in mind. Each video and post will be extremely relevant, offering protection tips and ways to protect yourself from identity theft along with credit monitoring advice, and new industry tools and news. Individuals are encouraged to comment and leave messages for other consumers and ask questions for credit monitoring services experts to answer.

“There are a lot of sources on the Internet where people can turn for free credit reports and some receive false information. Now, because so many consumers are connected through social media, we have developed a social media plan that will help demystify the industry and educate consumers about credit monitoring services, credit reports, credit scores and identity theft. We ask consumers to become a fan, or “friend” us to receive the most accurate and up-to-date information regarding free credit reports, credit monitoring and preventing identity theft,” said Samuel S. Ambrose, vice president of marketing and operations at NationalCreditReport.com.

About NationalCreditReport.com

Since 2004, NationalCreditReport.com has specialized in providing credit information and credit monitoring services to consumers to help protect them from identity theft and understand their credit reports and scores.

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Free Financial Help from Consolidated Credit: Experts Urge that it is Time for a Fall Financial Check-Up

Ft. Lauderdale, FL (PRWEB) September 15, 2011

Now that the summer fun is over, it’s back to reality. With the kids back in school, this can be a great time to do an assessment of one’s personal finances and make a plan for future spending. Consolidated Credit Counseling Services Inc. is urging consumers to evaluate their expenses to make sure their personal finances are in order for the rest of the year.

In the first half of 2011, the average national mortgage debt per borrower increased to $ 190,115, according to TransUnion. The average credit card debt per borrower was $ 4,679.

“With debt in the United States continuously growing, it is extremely vital to seize control of your current finances,” says Howard Dvorkin, CPA and founder of Consolidated Credit. “The best way to end the year is to achieve financial prosperity through knowledge of your assets, money management and proper savings.”

Dvorkin, who has had almost 20 years of financial experience, is offering a Fall Financial Check-Up to help consumers remain on top of their money situation before the Christmas crush is upon them. Steps consumers should follow to do a financial check-up:

1.    Get a free credit report. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide a free credit report, at your request, once every 12 months. Visit annualcreditreport.com to request it immediately. Knowing one’s credit score is a a valuable asset for any future large purchases or employment opportunities.

2.    Pay off debts. Don’t put off debt any longer. If debt is becoming a burden, enroll in a debt counseling agency to get help. Certified financial counselors can offer advice that can lower payments by consolidating debt, enabling a person to become debt-free faster and easier.

3.    Manage finances. Create a budget to know how much you’re able to spend each month. Do not use credit cards; it’s much better to pay for items in cash to avoid credit card troubles. Also, start a savings account in case any emergency expenses turn up.

4.    Do taxes early. Gather documents and receipts now. It’s better to start on taxes early to allow time for changes. Do research on allowable deductions. For example, medical expenses that exceed 7.5 percent of income can be deducted.

5.    Identify goals. People are more encouraged to save money if they have a goal in mind. A trip to Hawaii or a cruise in the Bahamas can serve as an incentive to putting away savings. Buying a newer car in full can also be a great aspiration as there is no need for financing or any associated interest.

6.    Protect assets. Look over insurance plans and see if any policies have changed. Review homeowner’s or renter’s insurance to make sure the home is well-protected. Don’t forget about auto insurance and health insurance. Also, do a quick check-up on the warranties associated with expensive electronics to determine whether purchasing a newer model is better than extending the warranty.

7.    Review retirement plans. One of the best tax-reducing strategies is to contribute the maximum to a 401(k) plan. The Internal Revenue Service (IRS) has announced that the 2011 maximum pre-tax contribution to the 401(k) is $ 16,500. If one’s employer doesn’t have a 401(k), they may want to set up an Individual Retirement Account (IRA) on their own to ensure funds for retirement.

For more information about money management visit http://www.ConsolidatedCredit.org.

About Consolidated Credit Counseling Services, Inc.

Founded in 1993, Consolidated Credit has helped more than 5 million families out of debt. Consolidated Credit provides personal finance educational assistance, financial wellness programs, budgeting assistance and debt management plans throughout the United States.

Follow Consolidated Credit on Twitter

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Newly Launched SecureFraud Protects Individuals and Businesses from Falling Victim to Online Fraud

Lexington, KY (PRWEB) November 27, 2008

Despite measures and advanced technology implemented by some of the industry’s leading auction sites including eBay.com to curb fraudulent activity, online fraud continues to be one of the fastest growing crimes in the United States and abroad. SecureFraud (http://www.securefraud.com), a newly launched firm specializing in loss prevention and online fraud investigation, now provides services to both businesses and individuals who want to protect themselves from online fraud. Serving clients in the United States, Puerto Rico and the U.S. Virgin Islands, SecureFraud is poised to become the industry’s foremost authority on auction fraud and other forms of online fraud, and American consumers’ first choice for fraud protection, reporting and loss prevention.

According to the 2007 Internet Crime Report, fraud victims in the United States suffered nearly $ 240 million in reported losses, a significant increase from the previous year. Of those cases, auction fraud was the most widely reported complaint. Experts now fear that as an increasing number of consumers utilize auction sites during the economic downturn to find bargains, or to make additional income by selling household items, the potential for increased auction fraud and other types of online fraud could be enormous.

“The number of reported Internet fraud victims and the calculated total of losses is staggering, and it’s not just growing everyday, it’s growing every hour,” said Paul McAfee (CIO) Chief Information Officer. “What’s even more troubling is the number of fraud victims who don’t come forward to report auction fraud and other forms of online fraud. Unfortunately, many fraud victims feel like they don’t have an advocate, or don’t know where to turn for fraud protection, so they decide to just cut their losses. Internet scammers are capitalizing on this segment of the population in a big way.”

While a number of government organizations have been established to help fraud victims report auction fraud, and other types of online fraud, the process can be time-consuming, cumbersome and in many cases offer little to no results. SecureFraud offers efficient fraud investigation services, fraud protection, and fraud prevention tools to help mitigate frequent complaints by fraud victims, and fill a void in the industry. The company’s experienced fraud team has a long history of working online fraud, auction fraud and other types of auction and ecommerce fraud investigations. They work closely with fraud victims, including individuals and both small and large companies to combat and prevent online fraud, and implement innovative fraud protection and loss prevention measures.

SecureFraud is available for both individuals and businesses, starting at just $ 10 per month. The company offers fraud protection, fraud investigation and reporting services handled by a world-class loss prevention and fraud department. Statistics show that companies and individuals who employ the assistance of an experienced loss prevention and fraud department are 60 percent less likely to become fraud victims.

“Approximately 500,000 online fraud cases have been turned over to federal, state and local law enforcement agencies for investigation, however many of these cases are never resolved to the satisfaction of the fraud victims,” said McAfee. “At SecureFraud, we diligently investigate each case, with the goals of locating the perpetrator and retrieving lost assets. We’re very committed to the work that we do, and the pursuit of justice for fraud victims everywhere.”

For more information about auction fraud, fraud protection or to report online fraud, visit http://www.securefraud.com. Enroll in SecureFraud’s Individual Total Protection Plan or the Business Total Protection Plan today.

About SecureFraud:

SecureFraud is an industry leader in fraud protection, online fraud investigation and resolution, and is led by experienced and successful loss prevention and fraud professionals. Based in Lexington, Kentucky, the company serves clients throughout the United States, Puerto Rico and the U.S. Virgin Islands.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Identity Theft Protection Services: Helping Save Your Credit Goodwill and Money from Identity Theft Monsters

Personal Information protection is a cliché lately. As per FTC estimates in 2010, 9.1 million people became victim of identity theft. Since 1995, Identity theft has augmented from 250%-300% every year. It takes around 175 hours to restore your identity. 1 in every 8 costumer is a victim of Identity theft. On average, discovery of thieves takes around 14 months-ample time for the financial damage to be done.

Given the percentage of increase, the truth is that most of us would become a victim of identity theft at some point of time in our lives, if not multiple times.

How prepared are you to manage identity theft? Will you know in case somebody was utilizing your personal information to open accounts? Albeit availing a personal credit report can aid monitor your credit, identity theft cannot be prevented completely. The idea of one’s identity theft can be frightening, but identity theft protection services can render you with great help.

Identity Theft Prevention is extremely important during the current times, which is why people who are highly concerned about it invest a lot in reliable protection services. With a top notch level of identity theft safety, you can be certain that the world is lot safer for you.

To ensure maximum security with regards to identity theft protection, it will certainly make a lot of sense to confabulate companies that provide identity theft protection services. Identity theft protection agencies follow certain watertight security techniques that will make it virtually impossible for an identity thief to steal or impersonate your personal information. By hiring identity theft protection services, you will not be required to deal with refused credit or need to spend long hours in spiraling your credit or be harassed by various collection agencies; the worst thing that can happen to you is that you might end up going to jail. However, there are numerous considerations that you must assess before hiring a good agency that offers identity theft protection services:

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Privacy: The first consideration when it comes to hiring identity theft agency is privacy. When identity theft agency can render “ace” level of privacy of personal and confidential information, you can be certain that ID theft is kept at bay. A good identity theft agency guarantees that your privacy status makes it grueling for hackers to extract your crucial information when you go online. Furthermore, it makes identity theft arduous by means of securing your vital information rather than showing it.

Excellent Features: There are innumerable theft protection services out there, and in order to hire the right one you have to ensure that the agency has fraud alerts for your credit documents and files. This works by making sure that the agency would call you in person when they need to send something that would have your personal information on it.

Charges: The services of identity theft agency must have the price of service equal to the protection you require. While it is a fact that prices charged by identity theft agencies for their services are not cheap, still it is a good investment because you would be saving 1000s of dollars and your credit reputation in the end.

Once you have identified an agency that you think would deliver the right protection services, you must then know what to expect from that agency.

Basically an agency, which is providing you with theft protection services, will first of all start safeguarding your identity by setting up fraud alerts that would stay on your credit documents for all the 3-major credit agencies. Secondly, the identity protection agency will monitor the Internet closely and will also check the black markets in order to ensure that your credit card number, driver’s license number or social security card number is not being used by identity thieves.

To ensure peace of mind and securer life, it is recommended that you must hire identity theft services rather than trying your unproven techniques of preventing identity theft. Knowing that a type of Stop identity theft has been activated in order to keep a security check over all your transactions certainly makes you feel confident and secure in conducting all your transactions wherever you go.

www.dailydollarnewsletter.com There are several identity theft tips that have been shared in other DailyDollar articles. Some are pretty obvious such as to shred or cut up your expired or closed credit and debit cards. Simply putting them in the trash whole leaves you exposed to dumpster diving crooks who search for personal information that they can easily use to steal your identity. However, there is one identity theft tip that many people forget to follow and you will be surprised how simple, but powerful it is. Today Learn The Risks Of Not Signing Back Of Your Credit Cards The Three Little Words That Help Protect You From Identity Theft. How To Be Proactive At The Check Out Click the link provided below this video to read the full story about how to protect yourself and your hard earned dollars from identity and cyber theft only at dailydollarnewsletter.com

Data Protection as a Protection from Identity Theft

There are infinite reasons for a person to think about ways to protect against identity theft and fraud. When put into simple words, identity theft refers to one person using some other person’s identity as his own, without that person’s knowledge, especially for something that is unlawful. Stealing identity can be backed by various causes the most important of which is financial. The simplest and the most common form of financial identity stealing refers to using someone else’s credit card without the latter’s knowledge. When pick pockets manage to get access to another person’s wallet, the first thing they go for is the credit cards which they can use pretending to be the owner, especially when the cards do not have any photo identity. There can be other forms of identity theft also. People can pose as some other person to avail medication that they are not entitled to. This kind of medical identity theft is done for the sake of narcotic based prescription drugs. Criminal identity theft is very dangerous. It refers to a situation when the criminal in question poses to be another person when the police tries to arrest him or her. Throughout decades, stealing of identity has done great harm to the victims which makes it necessary for all to take some measures to protect against identity theft and fraud.

Data protection is vital, in fact, non negotiable. This data can be about medical information, financial information, social security information, information about work and employment, information on daily life so on and so forth. While much cannot be done about the last (that is information on daily life and activities) , a person can make conscious decisions to avoid leakage of vital information as far as the others are concerned. Some people are left speechless when they discover that their identities have been misused. They may think that they had ensured all kinds of data protection that a person can possibly make, why then did things go wrong? The answer may lie in disposal of items bearing vital information. This is to say that, people are usually not cautious while they dispose papers like credit card bills, statements of banks that have account number or, social security number mentioned in it. When these documents get deposited in the trash unscathed, the dumpster divers can make the best of it. Shredding the papers before disposing them is the best way to ensure data protection while data is stored in paper.

The identity thieves have, however, developed by infinite degrees and can easily hack into the digital data records of their victims very easily. Therefore, those who have their vital data stored in online format, must ensure that their firewalls are up all the time and that their antivirus does not expire. Installing file shredders is also a very good idea when to protect against identity theft and fraud. In case you have a file stored in your hardware containing vital information that you may not need, but can be misused by others if they get to it, then File shredders can ensure that these files will be completely deleted from the hard ware beyond recovery, thus ensuring data protection.

protection-from-identity-theft.com – Here’s 7 Ways to Avoid Identity Theft Fraud. Learn how to protect yourself and your family from Credit and Identity Theft.

What Are The Steps Involved To Protect Yourself From E-mail ID Theft?

The internet and email services have actually created easy opportunities to conduct business and stay in touch with your loved ones. However these online services have also created several ways for criminals to hack your email address and passwords so that they can ultimately steal your identity.

At one time people who stole identity of others had a hard time working on a process to get information of the person, but today things have become quite easy to deceive a target through email services. You might have every wondered how and why people steal your identity through email address. It is quite simply for them and when your identity is stolen the thief would pretend to be you and gain access to all your financial and personal records. They might even ruin your credit and even commit crimes in your name.

About email address theft

The main advantage in stealing your email address if for spamming and phishing. This email identity theft can easily convince others that any message or communication is conducted from a legitimate business or person. Therefore there have been huge cases reported for business email address theft. Therefore when you think that your conversation is held with a legitimate organization then you would probably share all your personal and financial information with them and this is called as phishing.

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Why email address is stolen

The other common reason for email id theft is for spamming. Although most of the spam messages are blocked by internet service provider, the person committing email identity theft might send email to a firm or individual under the name of legitimate person and there are fewer possibilities for it to be blocked.

Email identity theft is also considered as identity fraud through which the hacker would use email id of the victim to get their all their information. However it is obvious that everyone would want to protect their email address but there are still crimes taking place. In this case you need to take extra precautions in protecting your email address.  

How to prevent email id theft

Be careful when using spam emails that ask for your social security number, bank account information, passwords and other personal info. It is important you check the mail’s reliability before disclosing this information. Internet phishing scams are a common issue in today’s cyber world. You might find some mails asking you to fill up several details such as mail id, password, credit card number on their form. It might have a high leeway of being scams. You might get some scam mails from the perpetrator asking you to update your credit card information in the form they provide. These mails must be stopped immediately as they can cause identity theft. You might even receive mails claiming to be from banks and might ask you for your bank account passwords. You should know that there are very rare cases of banks asking you for such information through mails. The mails which are written with several misspellings and grammatical errors would likely come under scams and might even be from identity thieves.



Identity Theft’s Survival Kit: How To Protect Yourself From The New-Age Thief

San Diego, CA (PRWEB) July 6, 2006

In today’s technological age of the seemingly inevitable identity theft, Americans are facing massive attacks on their personal and financial privacy unlike that seen by any prior generation. According to the Identity Theft Resource Center, identity theft remains the number one concern among consumers contacting the Federal Trade Commission (FTC) – and looking at the statistics, it’s easy to see why.

It is estimated that almost 10 million people become victims of identity theft per year, and victims spend approximately 600 hours of their time to recover from identity theft – a period of time that can easily span over several years. Even after the identity thief stops using the information, victims struggle with the impact that could include increases in insurance or credit card fees, the inability to find a job, higher interest rates and battling collection agencies and issuers who refuse to clear their records despite substantiating evidence of the crime. Not only does identity theft affect the individual, it affects the business community as well – and their losses can total almost $ 100,000 per name in fraudulent charges.

It may seem that shielding your private information may be impossible these days, but it’s critical to understand how your privacy can be compromised, what you can do to shield your identity and tips on how you can recover if your identity is stolen.

San Diego Metropolitan Credit Union (SDMCU) weighs in on identity theft below:

*Identity theft booming

Identity theft takes into account a number of privacy crimes, including the theft of a Social Security number, a credit or debit card or even the stealing of phone calling cards. Identity theft crimes are adding up fast, and in fact, since the beginning of the decade, the average amount of time an individual takes to fight and recover from their identity being stolen has increased 2,500 percent. And, the time involved to clear the consequences of identity theft nearly equals $ 20,000 in potential or realized income.

According to MSN Money online, 750,000 Americans are victims of identity theft each year and that number may be on the lower end as many people choose not to report the crime, or even know they are being victimized. The age of the Internet has also opened up new avenues for theft and the Web allows thieves to send stolen data to most any worldwide location.

*How does it happen?

Thieves go to extreme (and easy) measures to get information – such as the unpleasant activity called “dumpster diving”. With this tactic, criminals will sift through trash to find credit-card statements or solicitation letters that someone didn’t tear up. Another tactic used is “shoulder surfing” in which the person will try to spot calling card and personal identification numbers. Also, criminals get a lot of personal information by stealing mail. Because there are so many different ways an identity can be stolen, it is estimated that 80% of the victims who call the FTC’s Identity Theft Program have no idea how it happened.

The more advanced identity thief uses the Internet and email to their advantage. The most popular term for this is the “phishing” scam. Crooks will use official-looking emails and fake websites to get your personal data and then steal it from you. The contacting party claims to be a creditor asking for personal information so that an account, in theory, can be verified or updated. Often, the creditor’s request can seem real and the email can contain the creditor’s logo. Of course, this is a scam and the contacting party is hoping you will respond with your personal information. You should never supply your personal information to online links or by email, or to questionable creditors over the phone – only provide personal information if you made the initial contact.

*SDMCU offers simple ways to protect yourself:

Many people fall victim to some form of identity theft, but with a few simple steps, you can protect yourself just a bit more.

Destroy private records and statements

Purchase an inexpensive shredder and make sure you shred all credit card statements, solicitations and other documents that contain private financial information.

Secure your mail

Empty your mailbox quickly, lock it or get a P.O. box so criminals don’t have a chance to get your mail before you do. Never mail outgoing bill payments and checks from home. They can be stolen from your mailbox and the payees name erased. Mail them from the post office or another secure location.

Safeguard your Social Security number

Never carry your card with you, or any other card that may have your number, like a health insurance card. Also, don’t put your number on your checks. Be defensive of this personal information – it is okay to ask salespeople and others whether that information is absolutely mandatory. If it is, ask what their privacy policy is and whether you can arrange for the organization to not share your information with anyone else. If a thief has access to your Social Security number and your bank accounts, they could have access to all of your money.

Don’t leave a paper trail

Never leave ATM, credit card or gas station receipts behind.

Never let your credit card (or PIN) out of your sight

Always keep an eye on your card, and make sure you protect PIN numbers associated with your debit cards.

Know who you’re dealing with

This comes into play especially when it comes to the phishing scams. Whenever anyone contacts you asking for private identity or financial information, make no response other than to find out who they are, what company they represent and the reason for the call. If you think the request is legitimate, contact the company yourself and confirm what you were told before revealing any of your person data.

Know your credit

Individuals are now able to access one free credit report a year, so there is no excuse not to be vigilant in checking the report to make sure you keep in good standing with creditors and check for inaccuracies. If you spot something, alert your card company or the creditor immediately. You may also want to subscribe to a credit protection service that alerts you any time a change takes place on your credit report.

*If something goes wrong … SDCMU outlines your plan of action:

Contact the fraud departments of each of the three major credit bureaus

Contact Equifax, Experian and TransUnion’s fraud departments and let them know that you are an identity theft victim and request that a “fraud alert” be placed in your file, along with a victim’s statement asking that creditors call you before opening any new accounts or changing your existing accounts.

Contact your creditors

Make a list of all your creditors and contact any creditor in which you feel the account may have been tampered with. Speak with someone in the security or fraud department and follow up with a letter.

File a report with your local police

File a report with your local police or the police in the community where the identity theft took place. Get a copy of the police report in case the bank, credit card company, or others need proof of the crime.

Keep records of everything

Keep detailed records of everything involved in your efforts to clear up fraud, including copies of written correspondence and records of telephone calls.

WHO:        

San Diego Metropolitan Credit Union

WHAT:    

Identity Theft

WHEN:    

Interviews are available immediately and ongoing

WHERE:    

In-studio or phone interviews with San Diego Metropolitan Credit Union

San Diego Metropolitan Credit Union (SDMCU) is committed to its community and members and provides services to families and individuals to manage their personal finances. SDMCU has been in business since 1934 and serves over 20,000 members. SDMCU’s corporate headquarters are located in San Diego and information about SDMCU is available on the worldwide web at http://www.sdmcu.org.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Protect Yourself From Online Job Scams

It used to be when doing a job search, candidates would pick up the Sunday want ads and scan through their favorite categories. Today, virtually all job searching takes place on the internet at places such as Monster.com, CareerBuilder.com, HotJobs.com, and many others. In addition to the most well-known sites, there are specialized sites such as theLadders.com, which specializes in job placement for those looking to start at a salary of 0,000 plus. Dice.com is another example of a specialized job search site that caters to the information technology job seeker. Most of us don’t think twice about posting our resumes on these sites but we all should be cautious. Things such as identity theft, scams, information harvesting, and more can happen to unsuspecting job applicants unless they use these suggestions:

Take a look at your online profile at each site. You should see a setting which either lists your resume as something like confidential or private. At some sites, private means no one can search and find your resume information; however, confidential will list everything except your personal data. Be sure to check into the security options of every site your resume is posted on.

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Beware of various scams that can come disguised as legitimate job offers. Three such scams are:

• Work-at-home scams
• Money laundering scams
• Reshipping scams

Work-at-home scams typically involve paying an up-front fee to receive materials related to the work you supposedly will be doing. You either end up overpaying for something or end up getting nothing in return for your money. Examples include: stuffing envelopes, get paid to surf the web, sending emails, medical billing software, and more.

Money laundering scams are easy to spot and rely a bit on your gullibility and dishonesty. This type of scam requires you to deposit checks into your bank account and write checks back to another person. By way of doing so you are depositing bad/illegal money into your account and making it good. Hence the term money laundering. You could end up being arrested if you participate in this type of activity.

Reshipping scams have the ‘employee’ receiving stolen goods, holding them at their residence, and reshipping them to other people. In this scam, you act as a drop-ship laundering service. Needless to say, this too is illegal and you may subject to arrest. Scams of this sort have been known to span the globe. Frequently, the ‘employee’ will receive shipments from overseas.

Just being aware that these scams are out there can be enough to keep your guard up and keep you out of trouble. Another thing is to be certain that you have chosen a strong password for your user name to each site. Good passwords include three out of four of the following: upper-case letters, lower-case letters, special characters, and/or numbers. Minimum password length should be eight characters.

It’ not the intent of this article to scare a person into staying away from the many great online job search sites, but rather call attention to the fact that criminals use these sites too. With these tips you should now know enough not to fall victim to a job search scam.

Know How To Stay away from The Traps Of Work At Home Scams

When Someone is in need of a job,  one of his choice is to look for a work at home opportunity. Each man or woman who wants to be working at home  has traveled down the same path. Unfortunately, Scammers have taken a large amount of time and cash from honest women and men interested in earning money on the internet. With a bit of logic and additional research, you could find legitimate work at home opportunities.

1.  Never Believe The get ” Instant millionaire”  word on the internet

Always understand that it isn’t true that you can get rich right away over the internet by working at home. The only individuals who get rich are those who are scamming others. Do not trust an ad or an “employer” who claims that you will get rich instantly.

Getting rich takes time and typically needs hardwork, endurance and naturally technique as they claim it.  The largest part of those “instant claim to be millionaires and 6 figure claim” to be big times didn’t do it overnight.  If you purchase what they’re offering they will end up telling that you do something hard and difficult  so it won’t occur overnight. Being a millionaire and successful isn’t impossible but it takes time and doesn’t happen instantly.

2.  Search Deeper When Looking For The Job

Search for jobs in the proper places. Don’t be comfortable with just clicking on the advertisements and remaining on their website pages in searching for a job. Seek to look for supportive persons who have successful work at home jobs to guide your search. Message boards, forums or email groups are great places to go to have better ideas on where to start out work at home job search. Most of these folks can give you insights into which work at home opportunities are instead worth your time.

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Consider searching reviews on those jobs and offers.  Look for review sites besides the company’s or product’s web page to ensure that what exactly is presented is the true review of those individuals who tried those jobs and offers.  If what it is offering is great then a bunch of positive feedbacks must come out, but whether or not it is a scam then burst of negative feedbacks are written all over the internet so this could be a warning in your case not to take it.

3.  Never Act Now On the “Act Now” Phrase

A web site telling you to definitely “act now” should trigger you to be precautious. You must always do research before joining a company and don’t feel pressured to make a choice immediately. Numerous websites are set up with text that says that the offer will expire on today’s date. But if you return to that website the following day, the ad says that the offer expires on that day.

If you are uncertain about an agency, perform some research over the Better Business Bureau website(BBB). The BBB has files on all organizations and businesses which have had complaints filed against them. You can see what others have to say regarding a specific corporation and be steered away from scams.

4.  Never Pay For Work Or Job List

You should never have to pay for work or job lists. There are many free listings available that can provide plenty of work at home opportunities. Corporations that choose to charge you for lists of jobs are only trying to get your money. The lists are often full of dead job leads, or lists of companies that want to charge you money. Many work at home scams will even require you to pay for a start-up fee or cover the price of “necessary” training. Yet again, respectable jobs won’t ever require you to pay for them any money for you to work.

In conclusion to this,  it can be possible that work at home jobs that ask fees are true  because we do not know how every method works, but the crucial part in trying these careers is usually to be cautious and apply the principles above.

Scams That Have Been Around For Fairly Some Time

Numerous scams which have been around for years that ought to be avoided at all costs. The scam merchants have continued taking the money and time of hardworking folks and regrettably been successful in the scamming industry. Run the other way if you see one of the following types of jobs.These are  just a few and  you could search for more around or on the web.

Envelope Stuffing

Even if it’s declining and seen less and less this days envelope stuffing is a common scam. These jobs are normally listed as mail service jobs, and then you definitely are asked to purchase a start up kit. Instructions are given to place your own work at home ads after receiving your kit. You essentially just sell the start up kit to others and turn into a scammer.

Craft Assembly Scams

Craft assembly scams might take numerous types. Typically, you receive set of crafts to finish with directions. You usually buy the set and then are informed you will be reimbursed for the kits as well as paid for their assembly.  You will be charged cost of the kits, and they’re going to sell your crafts anyway.

There are legitimate jobs out there, but you’ve got to do some research on the possibilities initially. With  time well spent and thorough analysis you’ll find a work at home job that may be rewarding and scam free.

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Protecting Yourself From Identity Theft – Ultimate 7 Tips For Avoiding ID Theft

Luckily for her I am an honest person and not an identity thief! I contacted the office who sent the form and informed them that I would shred the other woman’s form.

 

Why me? Why you? Good luck to anyone in this precarious position. It is sad to think that we have installed locking security mailboxes, take outgoing mail to the postal drop box, shred our personal information, do our banking online, monitor out credit reports and lock up documents that must be preserved and now are still in danger of having our identities stolen.

 

Under the 2003 amendments to the Fair Credit Reporting Act section 609(e), identity theft victims are entitled to get from businesses a copy of the application or other business transaction records relating to their identity theft free of charge.

 

Businesses must provide these records within 30 days of receipt of the victim’s request. Businesses must also provide these records to any law enforcement agency which the victim authorizes.

 

Businesses may select a specific address to which requests from victims must be mailed. If the business does not have a high degree of confidence that it knows the victim, before providing the records, the business may ask victims for:

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(1) Proof of identity which may be a government issued ID card, the same type of information the identity thief used to open or access the account, or the type of information the business is currently requesting from applicants or customers; and

 

(2) A police report and a completed affidavit which may be either the FTC Identity Theft Affidavit or the business’s own affidavit.

 

This FCRA provision does not require a business to change its current information or record retention procedures.

 

A business may decline to provide the records IF, in good faith, the business determines that:

 

A. This FCRA provision does not require disclosure, or

 

B. The business entity does not have a high degree of confidence in knowing the true identity of the requester after reviewing the proof of identity provided by the requester, or

 

C. The requester has made a misrepresentation of fact relevant to the request, or

 

D. The information requested is Internet navigational data or similar information about a person’s visit to a website or online service.

 

Although a business may not deny disclosure of these records based on Subtitle A of title V of Public Law 106-102, the business may deny disclosure if it is otherwise prohibited under other provisions of state or federal law.

 

The first thing you have to keep in mind to prevent identity theft is the power your personal information gives the thief.

 

A thief can use your social security number, credit card number, password, PIN, etc. to make transactions under your name, which can cost you both hard-earned money and a lot of time trying to fix the damage. So, don’t give them that power.

 

1. Keep Important Documents Safe and Secure. Never allow anybody to fix your wallet, purse, or bag where you have IDs, bank statements, credit cards, and other important documents to prevent identity theft. You shouldn’t be complacent, even with those close to you. Studies show that in around 26% of identity theft cases, victims knew the perpetrators.

 

2. Properly Dispose Important Documents.

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