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Prepaid Legal Services Started The Movement

Prepaid Legal Services, Inc is a pioneer of the North American legal prepaid industry, with over 35 years of service. Home-based in Ada, Oklahoma, it’s known for its strong, dedicated, professional work force.

They provide both an individual and an employment based prepaid legal plan. According to the nonprofit organization, National Resource Center for Consumers of Legal Services, Prepaid Legal Inc is the leading provider in those areas. Today, they boast a membership base of over 1.4 million and operate in all 50 states as well as 4 provinces of Canada.

This article is written about the company, Prepaid Legal in particular.

What’s A Prepaid Legal Service?

80% of the working class is generally excluded from legal representation, not because it isn’t available, but simply because their finances cannot take the hit. Attorney fees have sky-rocketed as the over-all legal climate became more, for lack of a better word, lucrative.

Expect to pay a lawyer anywhere from $100 per hour on up for even the most mundane of consultations.

Prepaid Legal Fees to its members are collected monthly similar to health insurance dues, but, unlike those fees, it is very reasonable. They cover several areas that we all need to use from time to time, however, with a membership, there’s no need to make a legal decision based upon its cost.

Their fees allow access to legal consultation with a member law firm selected by the company.

Legal Services Plan Offered

We’ll list the benefits covered under the Standard Plan as seen in the marketing materials carried by the prepaid legal independent associates. No attempt will be made to explain these benefits, as we are not authorized by the company to do so on this website.

Not all benefits are available in every state and / or province, check with an associate or the PPL company directly, for more details.

1. Preventative Legal Services (5 Areas)

• This area covers phone consultations or written letters on unlimited matters for personal and business matters. The member law firm handles all of the communication.
• It also covers contract and document review and will preparation for members.

2. Motor Vehicle Legal Services

• It provides moving traffic violation representation
• Defense of auto-related criminal charges
• Driver’s license reinstatement assistance
• Collection assistance for personal injury and property damage (with limitations, check with Prepaid Legal Services for details)

3. Trial Defense Services

• Defense of covered civil or work related criminal charges for the covered member and their spouse
• The number of hours of attorney time increases each year of membership, again, check with the company for details.

4. IRS Audit Services

• Up to 50 hours of professional services from the Provider Member Law Firm for audit representation

5. Discounted Legal Services

• The membership allows for a 25% discount on legal services not specifically covered by the membership. In other words, a 25% on the fees you, as a walk-in client to that particular law firm would pay.

So, who’s covered by this legal services prepaid plan? This varies slightly in the state of Washington. Please check with a PPL associate or with the company for details.

1. First, the plan purchaser
2. That individual’s spouse
3. Never married children under age 21 living at home
4. Never married children under age 23 who are full-time college students
5. Children under 18 for whom the member is legal guardian
6. Any dependent child, regardless of age, who is mentally or physically disabled

This is only one of the plans marketed by Prepaidlegal com. There are more specific plans for specialized circumstances, such as a Law Officers Legal Plan (LOLP) that provides affordable legal protection to law enforcement officers and their families, the Business Owners Legal Solutions Plan and the Legal Plan For The Self-Employed.

A Prepaid Legal Business

All of the company’s services are being marketed by independent sales associates. They rely entirely upon word-of-mouth advertising for their growth and this has created a unique prepaid legal business opportunity for anyone interested in marketing Prepaid Legal Services. Interested in learning more about the business? Visit this link, Prepaid Legal Business.