Identityfraudresources.com

The Identity Theft Shield was created by Kroll Background America and Pre Paid Legal Services to counter the sharp rise in Identity Fraud cases at the beginning of the decade. Kroll is known for being the foremost independent risk consulting company worldwide, while Prepaid Legal Inc has been the largest, as well as the prepaid legal service industry’s leader in North America.

Theft of identity is a serious matter and that has been the foundation of the Kroll Identity Theft solution.  So, what is it that they do? For starters, they provide easy access to resources you need to understand your credit rating. You have access to your credit report through Experian.

A solid understanding of your credit standing is important in determining your financial future. You must ensure it’s accurate and that it’s guarded against suspicious activity, even before you become a part of the identity theft statistics. The sooner this is discovered, the better to mitigate the losses.

Credit Monitor

Another feature of the Identity Theft Shield is its continuous credit monitoring services. The advantage of this is all suspicious activity is identified and reported immediately, not weeks or months later when the damage is tenfold and almost irreversible. The best credit monitoring service is one that alerts immediately. Kroll does.

They use 5 activities to generate an alert. These activities are usually a good indication that fraud has occurred.

• Whenever derogatory notes are added
• Whenever public records are added
• Whenever a change of address is requested
• Whenever new accounts are opened
• Anytime inquiries are made to the report

There is no better way to minimize the damage done by id thieves than by identifying the incursion early.

Restore Your Identity

Ask any Identity Theft Attorney worth his/her salt, when is the best time to start identity restoration and they’ll tell you immediately upon discovery. Your identity can be assumed within a few hours and this can cause you years of effort at rebuilding. It makes sense that any head start is good. The Identity Theft Shield gives you this advantage. Briefly, they:

• Reduce your out of pocket expenses
• Reduce time you spend away from work
• Use licensed investigators to help correct identity theft issues you have with affected agencies
• Send fraud alerts to all 3 credit bureaus, as well as the Social Security Administration, The Federal Trade Commission, The U.S. Postal Service and all affected financial institutions
• Use proactive searches of local and national databases to identify suspicious information such as unknown addresses or any any criminal activities being associated with your name.

This article was meant to give a very brief description of the services provided by the Identity Theft Shield. The service is marketed by prepaid legal associates only. Visit this link to learn more about this exemplary service: The Shield Identity Theft.