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Archive for February, 2012



ProtectMyId.com Helps Consumers Choose an Identity Theft Solution

Irvine, CA (PRWEB) April 13, 2009

ProtectMyID.com, a leading, full-service provider of identity theft detection, protection and fraud resolution, today announced ways to help consumers choose an Identity Theft Solution. Identity theft is one of the fastest growing online crimes in the United States. According to the Federal Trade Commission, as many as 9 million Americans have their identity stolen each year, including over 400,000 children. That’s why it’s vital to help reduce risk and help protect individuals and their families with a comprehensive identity Theft solution.

With literally dozens of identity theft protection products on the market today, it can be hard for even the savviest consumer to know which solution is right for them. Here are the most important things to look for when researching Identity Theft solutions:

Daily Credit Report Monitoring – Checking a credit report once a year isn’t enough. The best protection comes from daily credit monitoring. Make sure you choose a product that monitors all three major credit bureaus every day. This is important because information might not be consistent from one bureau to another; monitoring all three credit bureaus provides better protection.

E-mail/SMS Alerts – Many products offer alerts when key changes occur, and though this is an important feature, look for a product that offers “all clear” emails as well; that way, consumers know it is working. A truly comprehensive solution should alert any changes or suspicious activity in credit reports, this includes:

    New accounts opened in an individual’s name
    New applications for credit
    Address changes
    Public record changes
    Potentially negative information on credit files, such as a bankruptcy

Resolution Assistance – Make sure the solution offers dedicated Identity Theft Resolution professionals, who can act as an advocate and work to resolve any fraud or identity theft issues that might arise.

Credit, Debit & ATM Card Protection – In the event of lost, stolen or misused cards, make sure the service will reimburse for any stolen funds that a bank or credit card company is not responsible for.

ID Theft Guarantee – Having identity theft guarantee to reimburse for expenses not covered by the banks or credit card companies, should an identity get stolen, is an invaluable feature. The higher the amount, the safer a consumer will be. Play it safe and don’t settle for anything less than $ 1 million.

About ProtectMyID.com

ProtectMyID.com is a leading, full-service provider of identity theft detection, protection and fraud resolution. We are passionate about helping our customers defend against identity theft and shielding them from the hassles and financial loss that can accompany this crime. Our U.S.-based team, which includes experienced Identity Theft Resolution Professionals, is dedicated to providing easy-to-use and convenient products as well as personal service that our customers can rely on.

ProtectMyID.com is part of a family of online sites belonging to ConsumerInfo.com, Inc., an Experian company. ConsumerInfo.com, Inc. was founded in 1995 to give consumers quick, easy, and inexpensive access to their credit histories. It is now the leading provider of online consumer identity theft protection, credit monitoring, credit scores and credit reports to millions of U.S. consumers.

About Experian

Experian is a global leader in providing analytical and information services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. We employ more than 12,500 people in over 32 countries, supporting clients in more than 60 countries. Annual sales are in excess of $ 3.1 billion (£1.7bn, €2.5bn). Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE-100 index. Our corporate headquarters are in Dublin, Ireland and we have operational headquarters in Costa Mesa, California and Nottingham, UK.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Identity Theft 911 Chief Executive Officer Receives Communitas Award for Excellence in Corporate Social Responsibility

(PRWEB) January 11, 2012

Identity Theft 911, the nation’s premier identity management and data risk management services provider, today announced that chief executive officer, Matt Cullina, has been named winner of a Communitas award for his work in helping to protect foster teens from becoming victims of identity theft. Cullina is fully entrenched in foster youth identity theft issues through his professional experience with a leading provider of identity management services, as well as his personal experience as a foster parent and adoptive parent. An ongoing effort among subject matter experts at Identity Theft 911, the win demonstrates the company’s commitment to working together to create an impactful and rewarding philanthropy program.

Communitas Awards recognize exceptional businesses, organizations and individuals for excellence in community service and corporate social responsibility. The Award is an international effort to recognize the spirit of communitas – people helping people. Communitas winners generously give of themselves and their resources, and are changing the way they do business to benefit their communities.

“Matt and his team exemplify the true meaning of the Communitas Award; they unselfishly give of themselves and they are forever-changing their surrounding community,” said Ed Dalheim, executive director, Communitas Awards. “Matt’s involvement and passion for protecting and helping foster youth is shown through his team’s commitment to foster youth issues and demonstrated through Identity Theft 911’s pledge to corporate social responsibility.”

Cullina has been an active contributor on the legislative front by working with U.S. Representative Jim Langevin of Rhode Island on a bill to protect foster youth from financial abuse. The bill was signed into law on October 11, 2011, and contains provisions that shield foster youth from identity theft, as well as provide resolution and support services should identity theft occur. On July 11, Cullina donated his time to serve as a panelist at the FTC forum Stolen Futures for child identity theft, which highlighted issues in the foster care system.

“Matt has been a tremendous partner in efforts to give foster youth the opportunities they deserve, providing invaluable leadership to help address the unique challenges faced by an underserved community,” said Langevin. “This recognition for corporate social responsibility is certainly well-earned.”

As one of Cullina’s main efforts, Identity Theft 911 united with First Star, a non-profit organization dedicated to improving the lives of America’s abused and neglected children. First Star Founder Peter Samuelson and Cullina delivered a series of educational seminars to ninth grade foster children in Los Angeles County in a program called the First Star UCLA Bruin Academy. Cullina’s team of fraud specialists donated their time and training during the five week course. Identity Theft 911 and First Star will replicate this academy at universities and colleges throughout the country in 2012.

“We are in a unique position to create a positive impact on the lives of foster youth, especially in helping them achieve financial stability and start with a clean identity profile,” said Matt Cullina. “It is tremendously rewarding to have my team’s efforts recognized by the Communitas Awards committee.”

About Identity Theft 911

Founded in 2003, Identity Theft 911 is the nation’s premier consultative provider of identity and data risk management, resolution and education services. The company serves 13 million households across the country and provides fraud solutions for a range of organizations, including Fortune 500 companies, the country’s largest insurance companies, corporate benefit providers, banks and credit unions and membership organizations. Since 2005, the company has helped more than 150,000 businesses manage data breaches. For more information, please visit http://www.idt911.com.

About Communitas Awards

Communitas Awards is an outgrowth of the pro bono recognition program of the Association of Marketing and Communication Professionals (http://www.amcpros.com), a several thousand member group that honors creative achievement and fosters partnerships with charities and community organizations. As part of its mission, AMCP gives grants to community organizations and underwrites a large portion of Communitas expenses.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

LCI® Announces Launching of its New White Collar Fraud Division

(PRWEB) February 20, 2012

Fraud: Americans turn on the television and are bombarded with juicy details of the latest fraudulent scandals. In politics, in business, in marriages and even in the deaths of loved ones, Americans are faced with examples of fraudulent behavior, some actions are illegal and some are immoral. LCI® is here to help with the launch of its new White Collar Fraud Division.

The term “white-collar crime” was first coined by Edwin Sutherland in 1939. Within the field of criminology, “white collar crime” is “a crime committed by a person of respectability and high social status in the course of his occupation.”

Individuals committing white collar crimes are becoming more and more predominant, sometimes a person finds that they are in a position of power and use an organization to commit vast fraud. More often, an individual is trying to hurt another individual or a company through illegal behavior.

Legal Concierge’s White Collar Fraud Division will bring the peace of mind needed, knowing someone is working on your case. LCI’s goal is to deliver all the resources needed to stop white collar fraud.

LCI® offers investigators, experts and asset searches, everything needed to prove your case so justice can prevail.

LCI’s Services include:

    Accident Reconstruction
    Asset Searches and Recovery
    Attorneys – Specializing in White Collar Crimes and Collections
    Computer Forensics and Recovery Specialist
    Employee Fraud/Theft Discovery
    Forensic Accounting and Review
    Handwriting and Document Review Experts
    Investigative Services
    Medicare Fraud Reporting
    Process Service
    SEC Record Search

The division is overseen by Peggy Tracy, Ptracy(at)legalci(dot)com

Peggy is a Certified Fraud Examiner: Peggy received a B.A. in Finance from Mundelein College and an M.B.A. from Loyola University. Peggy has numerous professional credentials and she is regularly invited to speak on fraud detection and prevention issues on television and radio shows across the U.S. For Peggy’s full bio go to http://www.legalci.com

For a list of white collar crimes please call or email LCI today!

Telephone: 866-396-7034 fraud(at)legalci(dot)com or visit us at http://www.legalci.com

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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AsianD8 – Fighting back Against Online Fraud

(PRWEB) December 24, 2011

There has been a steady stream of negative publicity engulfing the online dating industry in the latter part of 2011 centering around online fraud. Organised crime syndicates, often located outside of the UK, have become sophisticated in their methods to extrapolate money from unsuspecting online dating users. This is frequently achieved by building relationships with the an online dater and then creating elaborate scenarios where the victim is lead into a trap, and made to feel like they are the only one who can help.

There have been 730 complaints reported to the Police over the past 15 months with losses totalling £8 million ranging from £50 to £240,000. However, research suggests that the crime is bigger than reported. A study undertaken by the universities of Westminster and Leicester, working with the Serious Organised Crime agency, discovered that 2% of people (interviewed) personally knew someone who had encountered a fraudster via an online dating website.

The trend in online dating scams has not gone unnoticed in the media either, with stories making the front page news in the UK. This news has been severely detrimental to the dating industry which had made significant inroads towards reducing cynicism to an industry worth $ 4 billion. It also comes as a warning to the online dating industry for the need to counter these alarming trends.

One company that has been at the forefront of such measures to put a stop to online dating scams has been AsianD8. The companies ethos has been to for its customers to interact in a safe environment. Sujan Shah, spokesman for the company, felt that AsianD8 was in their opinion the safest Asian dating website in the UK.

The company has partnered with one of the leading identity verification agencies which utilizes a range of sophisticated tools to check a person’s identity. This essentially ensures that the person is who they claim they are. Using identity checking software isn’t common practise in the dating industry as it can be quite costly, however, AsianD8 are committed to investing in technology to create barriers against online fraud and create the safest Asian dating website in the UK.

AsianD8 is also one of the very few dating websites which encourages its members to call the UK customer service team. This adds further security by allowing members to report anyone they feel may not be legitimately using the website.

AsianD8 is the largest Asian singles website in the UK with in excess of 35,000 registered UK members. The company operates under Global D8 Ltd and has been in existence since 2007.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Halloween is Howling Good Fun, but can be Dangerous to Dogs

Santa Clarita, CA (PRWEB) October 12, 2010

Costumes, candy corn, and spooky decorations make Halloween a fun time of year for kids and adults alike, but the holiday can also be fraught with potential hazards for dogs. Nicole Wilde, author of “Help for Your Fearful Dog,” offers tips for keeping everyone safe:

1. Candy is dandy, but not for canines. Chocolate, especially the bittersweet variety, can be toxic. Xylitol, an artificial sweetener found in gum, mints and some hard candies, is poisonous. Raisins and grapes, although healthy for humans, are another no-no. Even candy wrappers may cause choking or blockages. Keep trick-or-treat handouts far out of your dog’s reach, and make sure any goodies your kids bring home are put safely away.

2. Spooky decorations make for a chilling ambiance, but your dog may try to chew or ingest them. Keep decorations out of reach, and pay careful attention to electrical cords, as they can lead to a truly scary shock if chewed. Keep candles out of the way so they don’t get knocked over and start a fire.

3. Some dogs are afraid of unfamiliar people, and will bark and lunge at them. Small humans in strange masks or costumes might get more of a scare than they bargained for! If your dog is reactive toward strangers, place him in another room with a stuffed chew toy for the evening. Leave some classical music playing to calm him and screen out anxiety-provoking sounds.

4. If you want to dress your dog in a costume, make sure it’s fun for him, too. If Buddy is the type who hates to play dress-up, adorn him with a festive Halloween-themed bandana instead. Be aware that pets can become tangled in costumes and have difficulty moving, which might result in injury. Never leave a costumed dog unattended.

5. Keep your dog indoors. Unfortunately, kids are known to play pranks involving animals. There have also been reports of thefts and worse. Firecrackers and other strange sounds may frighten your dog, and scared dogs may run away. Check your dog’s ID tags just in case.

With a bit of forethought, Halloween can still be a fun-filled holiday for the whole family.

Nicole Wilde is an internationally recognized author who lectures on canine behavior topics. Her books can be found at Phantom Publishing (http://www.phantompub.com).

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Tune In: Business Opportunity Offering Affordable Legal Services

Ada, OK (PRWEB) February 4, 2011

Pre-Paid Legal services, Inc. announces a special program airing on Saturday, Feb. 5, 2011 on The Documentary Channel at 3 PM EST featuring former Mississippi Attorney General Mike Moore and former Oklahoma Attorney General Mike Turpen showcasing the benefits of low cost legal service plans as a franchise business opportunity.

More information about Pre-Paid Legal Services, Inc. can be found at the company website, http://www.prepaidlegal.com/index.html. In the Denver, Boulder Metro Areas, contact Diane Gahagen, 303-370-9893, dmgahagen(at)prepaidlegal(dot)com. Diane Gahagan has been offering membership access to the legal system in this way for the last four years and sums it up by saying: “Equal justice for all and we really mean it.”

Pre-Paid Legal Services®, Inc. was one of the first companies in the United States organized solely to design, underwrite and market legal expense plans. Being an Independent Sales Associate for this well-established company means setting your own hours, setting your own goals and making a living while making a difference.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



Guardian ID Tech Now Offering CLEAR ID — the Premier Identity Security Solution — to Consumers Online

Philadelphia, PA (Vocus) November 16, 2010

Guardian ID Tech, the authorized direct agent and sales channel partner of National ID Recovery (NIDR), today announced that CLEAR ID, NIDR’s technologically advanced personal identity security solution, is now available to families and individuals for online purchase at guardianclearid.com.

CLEAR ID is the personal identity theft, prevention and restoration solution preferred by top global insurance, banking, hospitality, retail, and telecommunications corporations, and major departments of the U.S. Government. CLEAR ID is consistently rated “A” by the Better Business Bureau, and offers several distinct advantages to consumers:

    A single plan covers an entire household*
    Covers pre-existing identity theft cases
    Provides fully managed restoration services
    Completely recovers a stolen identity in as little as 14 days
    Detects real (true name) and “synthetic” (real and fake information) fraud
    Assists law enforcement officials in capturing the culprits
    Offers legal assistance when needed
    Provides document replacement services
“CLEAR ID is a proven product that provides consumers with a professionally tested and accepted solution for identity theft,” said Ron Cutler, Guardian ID Tech CEO. “Our business customers love this product and are often ready to sign up within five minutes of our presentation. We want to give individuals and families easy access to the same high-quality identity theft solution, so they too can have greater peace of mind, especially as we enter the holiday season.”

Providing far more extensive coverage than credit monitoring services, CLEAR ID’s powerful combination of technology and sweeping customer services covers 49 different types of identity theft, across 10 major categories of fraud:

    Loan Fraud—mortgage, home equity, car, other consumer, etc.
    Tax Fraud—Federal, State, Local
    Utility Fraud—existing and new services; electric/gas, wireless, Internet, etc.
    Medical Fraud—records, insurance, pharmaceuticals etc.
    Employment Fraud—retirement records, professional, educational credentials, etc.
    Bank Fraud—ATM, debit card, securities, checking accounts, etc.
    Credit Card Fraud—new and existing accounts; retail, bank, etc.
    Benefits Fraud—Medicare, Medicaid, disability insurance, etc.
    Government Fraud—Social Security, state ID cards, court judgments, etc.
    Criminal Fraud—stolen wallet/purse, data breach, auto, etc.
Finally, CLEAR ID removes the burden and anxiety associated with identity theft, through its total support services that manage the entire restoration process, from document management (preparation and replacement) and notification of all authorities, bureaus and other agencies and organizations, to making all of the necessary phone calls and appointments, and providing advice and guidance at every step.

CLEAR ID from Guardian ID Tech is available to families and individuals in the continental U.S. and the Territories of Puerto Rico, Guam, and the Virgin Islands, as a single household plan with two packaging options: CLEAR ID Essential for $ 99.95 per year and CLEAR ID Premier for $ 159.95 per year. Enrollment online is fast and easy at guardianclearid.com/sign-up/. For more information or group sales for non-profit organizations and businesses, contact Mason Cutler via email: mason(at)guardianclearid(dot)com, or by phone, +1 610.331.8079. Follow CLEAR ID on Twitter: @guardianclearid.

*One plan covers a household with two adults and any children living at home under age 18.

About Identity Theft

A study by Javelin Strategy and Research reported that identity theft affected 11 million people in the United States in 2009, an alarming 12% increase from 2008. Less than 12% of all identity theft can be detected by credit monitoring alone. However, credit monitoring only has the ability to alert victims to true name identity fraud, which occurs when real identity information is used, without modification. In true-name identity fraud, the fraudster actually poses as the victim.

Another type of identity fraud that is on the rise occurs when a thief creates a new identity by combining real and fake identifying information. This is known as synthetic identity fraud. Synthetic identity fraud accounts for the other 88% of identity theft. A typical synthetic identity fraud situation is when a criminal uses a Social Security Number in combination with a different name, or other variations of information.

About Guardian ID Tech

CLEAR ID is available online to consumers through Guardian ID Tech, the Authorized Direct Agent and Sales Channel Partner of NIDR. Guardian ID Tech is a personal identity theft solutions provider to businesses and families, providing comprehensive identity theft protection, recovery and restoration services, based on NIDR’s flagship CLEAR ID program.

About National ID Recovery

National ID Recovery (NIDR), the developer of CLEAR ID, is a personal identity theft solutions organization, staffed by experienced identity theft experts with backgrounds in the security, information technology, communications, sales, management and compliance fields. NIDR’s patented, proprietary database technology, combined with Power of Attorney and CLEAR ID Recovery Specialists, delivers the most comprehensive, tested and proven personal identity protection and restoration system available.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



Bad Credit Loans Furnish Grounds for an Optimistic Future

(PRWEB) October 30, 2005

The British residents will welcome the move of Chanceforloans into bad credit loans. Chanceforloans has been credited with the launch of many innovative financial products like self-certification mortgages, bridging loans, unsecured loans, and payday loans; and it is believed that the borrowers’ expectation will be upheld with bad credit loans.

Chanceforloans claims to give minimum weightage to the credit history of borrowers while deciding the eligibility for loans. Bad credit loan is a specialised financial product dealing solely with the requirements of bad credit borrowers. Borrowers are said to be in bad credit when they have underwent County Court Judgements, Individual Voluntary Arrangements, and bankruptcy as a result of defaults and arrears.

While explaining the place of bad credit loans in the entire gamut of financial products, an official of Chanceforloans said, “The objective here is not to punish individuals for acts performed in the past. It is true that credit report gives substantial information about the credibility of borrowers. However, the credit report cannot be solely used to define eligibility of borrowers for loans. Bad credit loans are thus designed for borrowers who cannot establish their credibility through credit report.”

Chanceforloans maintains that transparency in operations helps in maintaining the loyalty of customers. This can be seen right from the time Chanceforloans undertakes to search bad credit loans for its customers to the time cost of bad credit loan is suggested. Borrowers are able to appreciate the exclusive deals that Chanceforloans makes available only when they have a perfect knowledge of the terms provided by the other lenders.

Chanceforloans, through bad credit loans, has justified its mission statement, viz. offering every individual a chance to get loans. Borrowers having any sort of credit history stand a chance to get bad credit loan assistance from Chanceforloans. Borrowers’ specifications have always reigned supreme at Chanceforloans. It has continued designing and redesigning financial products to suit the individuals, rather than forcing individuals to suit their requirements according to loans

Get more information about bad credit loans from Chanceforloans on their website http://www.chanceforloans.co.uk.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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A few bad credit report products I can recommend:

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Identity Theft 911 Expert Profiles Customer Service Opportunities of Data Breach and Identity Theft Proactive and Resolution Services

Scottsdale, AZ (PRWEB) October 12, 2010

Identity Theft 911 Director of Business Development David Speciale will teach a for-credit continuing education class on identity theft risks, identity management strategies, information security compliance and data breach notification plans at the Rural Mutual Insurance Company Agents and Managers’ Meeting on Oct. 13 at the Kalahari Resort in Wisconsin Dells, Wisconsin.

PrivacyRights.org cites over 510 million sensitive records compromised in data breaches from 2005 through 2010. Lost business is the most costly outcome, with an average cost of $ 204 per compromised customer record, the Federal Trade Commission reported.

“We applaud Rural Mutual for stepping up on these emerging risks and we’re exited to train their experts,” said Identity Theft 911 CEO Matt Cullina. “Thieves are getting more sophisticated, and education is the best tool for defense. Policyholders are universally concerned about the threat of identity fraud. Insurance agent surveys verify that identity theft services are a conversation starter and a differentiator.”

Identity Theft 911 partners with businesses and governments to fight cybercriminals with the latest in breach security, data breach notification, information compliance, computer incident response and identity theft management. Identity Theft 911 experts regularly educate corporate and government professionals in identity theft trends and best prevention practices.

“With industry-proven prevention and tactics an insurance company can dramatically decrease the likelihood of deep financial and reputational damages that can happen overnight with a data breach or cyberattack,” Speciale said. “From agents to executives, everyone with a stake in the game wants to be aware of the changing digital landscape.”

Identity Theft 911’s LifeStages™ Identity Protection service protects insurance companies, and in the event of a data breach or identity theft situation, provides policyholders with a dedicated access to a fraud specialist for personalized, one-to-one assistance. The Breach Services program enables a business to protect existing and prospective customers, employees and anyone else with identifiable information contained in a breached database. This data breach program provides 24/7-access to highly trained fraud specialists who assist with credit fraud alerts, notify creditors and handle inquiries prompted by the notification.

A former insurance industry executive, educated in the law, Speciale brings more than a decade of experience in breach security and information management to help businesses secure their data. Speciale has held senior management positions throughout the United States with Allstate Insurance Company and internationally with AIG as Vice President for South East Asia.

About Rural Mutual Insurance Company

With more than 150 agents in more than 100 locations, Rural Mutual offers undivided attention in insuring what’s valuable to Wisconsin residents. Recognized as one of Ward’s top 50 property-casualty companies in the United States and rated “A Excellent” by A.M. Best, Rural Mutual has been proving first-rate service for more than 75 years.

About Identity Theft 911

Identity Theft 911is the nation’s premier identity theft and data breach management, resolution and education service. The company serves 36 million people across the country and provides fraud solutions for a range of organizations—including Fortune 500 companies, the country’s largest insurance companies, corporate benefit providers, banks and credit unions and membership organizations. For more information, visit our website and our Knowledge Center.

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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