Identity Theft Attorney.

Does Identity Theft Prevention require retaining an attorney?

An identity theft attorney may very well be a victim's last resort. The crimes committed by an identity thief sometimes are not worth following up by local law enforcement, they simply cannot afford to extradite the perpetrators. The thief generally goes unpunished and free to victimize consumers and businesses again and again.

This is in spite of the Fair and Accurate Credit Transaction Act of 2003, ( FACTA). This act makes it a Federal felony: "when someone knowingly uses the identification of another person with the intention to commit any unlawful activity under federal and state law".

A huge problem arises however, when the credit thief initiates the crime in a state other than your home state. This problem is courtesy of our own legal system. Let's say your car containing your wallet was stolen in Maryland where you live. The thief flees to Pennsylvania, using your credit cards on the way (and before you report them stolen) in Delaware, New Jersey and Pennsylvania on his way.

They finally catch him and return your wallet to you two days later. He goes to court and only gets sentenced for auto theft, because of the stolen vehicle he was driving. He only used your card for a tank of gas in Pennsylvania so, big deal. No one realizes that by using your credit card, he was in fact assuming your identity, and as such could have been tried as an id thief, a Federal felony charge!

The following month you receive credit cards statements showing giant purchases in Delaware and New Jersey from businesses you didn't even know existed! You call the bank and they tell you that these purchases were made before the cards were reported stolen and therefore you were liable. Is that how you treat a victim of a crime?

Your options are clear, hire an identity theft attorney, or attempt fighting them on your own! Not wanting to be gobbled up by the banks' high powered corporate attorneys, you hire one of your own. But wait, your Maryland attorney is not a member of the Delaware and New Jersey Bar Associations, what can he do? His, and your only choice is to refer the case to qualified identity theft attorneys in those two states. Without a reimbursement plan, do you see how this could quickly affect your financial well-being?

If an Identity Theft Attorney is only effective in your home state, what's the point?

The point is, you are using that attorney for his or her contacts and credibility among his or her peers. This is an expensive way to go but then again, how much do you value your "good name" and credit?

Secondly, banks and other financial institutions are not necessarily in business to help you. They are in business to make a profit. It is highly unlikely that they will resolve your situation willingly without you having legal representation. Think about this, banks are pretty much protected by FACTA to do almost anything to a consumer and not have to worry about state sanctions. A ruling in your favor means that you would only be liable for $50 and they have to eat the balance, whatever it is. That wouldn't be good business now, would it? Instead, they stick to the position that you will pay!

There are alternatives to this route, however to be frank, you are at the mercy of the system if you are already a victim. We have and will continue to stress that the best way to fight identity theft is to be pro-active. This is a case whereby the prevention is so much better than the cure! Hands down!

In our opinion, there is only one company, superbly equipped to handle this epidemic. They have access to identity theft attorneys in every state of the union, Hawaii, and even in some provinces of Canada! We have never seen any other company do what this company has done in the field, and they have yet to air one silly identity theft commercial! All of their advertising is done by referral, through people like us. The best part is, they operate on a single monthly, highly affordable membership fee! So affordable that we hazard a guess that, if you can afford Starbucks twice a week, you can afford this service!

• The problem of an attorney not being able to practice in other states. Covered. They have law firms in EVERY STATE at your disposal.
• Creditors not receptive to your efforts of resolution. Not a problem. They will represent you within the guidelines they lay out before you enroll.
• Identity theft attorneys wanting hundreds of dollars just to 'take your case'. Not anymore. Your case is always taken at no additional cost unless you had prior knowledge (prior to your enrollment) of your identity being stolen.
• They will work with you, start to finish, until the issue is resolved.

The above is just a sampling of what their combination package ONLY, makes available to their members. The combination package consists of their Legal Plan as well as their Identity Theft Plan, and both plans can be subscribed to individually. The Identity Theft Plan alone does not make available the services of Their Law Firm Network and their identity theft lawyers. Please don't misunderstand this detail! They are separate plans. Still, for less than what it cost to fill up the favorite SUV, we cannot see why anyone would want to not get the two plans together!

Please notice that we declined to mention the name of this company. This is as a result of our agreement with them. We respect their wishes. We are independent associates and are only allowed to continue marketing their products as long as we continue using their guidelines.

Some people have said to us that since you market their products, then you must be 'making money' off of us. In the context of modern business, that is such a ridiculous comment. Yes we are making a commission for our marketing efforts. Does Sears make any money 'off of Whirlpool' for selling their products? How about Ebay? How much money do you suppose they are making 'off of their members?' And finally, Google. The same search engine you may have used to locate this web site. Of the billions they generate every year, how much of that is from a product and how much of that is made 'off of you?' Doing business in the modern world is what it is.