Answer all questions as truthfully as possible. You
are the only one doing the grading. Answers provided at the bottom
of the page.
(Please note, this quiz is provided for informational purposes only.
We do not represent that any score is an exact indication of your
true risk or lack of thereof).
What do you do with unsolicited
offers for "pre-approved" credit cards?
A. Shred
B. Trash
C. Open, then trash
D. Use the envelope to send back other junk mail
When an expected credit card bill
doesn't arrive, what do you do?
A. Contact credit card company
B. Think, "No bill, no payment"
C. Send a check anyway
D. Wait a couple of weeks to see if it's just late
How often do you check your credit
report?
A. Only when you apply for additional credit
B. Whenever
C. Regularly
D. Credit Report? What's that?
When you receive mail, pick one
that applies:
A. It is hand delivered
B. Stays in mailbox for a short time
C. Stays in mailbox for more that 6 hours
D. I have a mailbox at the Post Office
How often do you check your credit
card statements?
A. Immediately
B. Before it's due
C. All the time from a secure computer
D. Whenever I feel up to it
Do you know EXACTLY where your social
security card is right now?
A. Purse or wallet
B. Glove box in car
C. In a safe at home
D. My parents keep it for safekeeping
Where are your financial records
usually kept?
A. In a safe at home
B. On your "work" desk in your home office
C. In a file cabinet under "Important Stuff"
D. In a shoe box
At work, how often do you change
your password?
A. Once weekly
B. Once monthly
C. Daily
D. Never
You lose your wallet but it is returned
to you with "everything intact", you
A. Call all necessary parties to notify them and check for usage
of the cards
B. Ask for immediate replacements
C. Breath a sigh of relief
D. Reward the finder
When you read in the newspapers
that your credit card company "lost" 30,000 credit records
when an employee's laptop was stolen, you:
A. Call the company to give them an earful
B. Do nothing. After all, they'll inform you if you were one of
the records
C. Call and cancel the card
D. Request ALL new account numbers from all of your credit card
companies and banks.
“Pop Quiz, do you have a secure place to file
all incoming and outgoing bills, statements, checkbooks, etc. All
things that can be deemed "Personal Information"?
Do you use it everyday?”
CREDIT FRAUD
QUIZ ANSWERS
1. A. Shred them.
2. A. Contact your credit card company.
3. C. Quickly uncovers potential situations.
4. D. Mail that sits in an unlocked mailbox is often
targeted by id thieves.
5. A. Statements should be checked upon arrival. Again,
this quickly uncovers potential credit fraud situations.
6. C. Why carry it around?
7. A. Secure location. Note: A small firebox does not
qualify as "secure."
8. A. Weekly is a safe period.
9. B. Nothing wrong with rewarding the finder, right
AFTER making sure you have alerted all banks and credit
card companies!
10. D. The records stolen may contain more that just
information specific to just that credit card company.
HOW DID YOU SCORE?
All 10 correct: You have minimized your risk of being a victim
of credit fraud.
1-2 Wrong: Good. Some additional work is needed to secure your
position. 2-4 Wrong: Lots of room for improvement. You are somewhat
at risk of becoming a victim of identity fraud. 5 or more wrong: Now is the time you should be taking
serious steps towards minimizing your risk of becoming a victim of Credit
Fraud. You area prime target for this type
of crime.
After taking the quiz, you realize that you are a prime target for ID
theft, but you are not too sure if you should do something about it.
Do not feel left out. Many people find themselves in this position today
and rather than take action, they do nothing.
You are different, or you will be different soon after reading, Credit
Card Fraud, Just one of the many uses a stolen id is put to. Believe
us!
We are Anti-Spam!
Please
visit our Privacy Policy/Anti-Spam page
for a full explanation
of how we handle your personal information.
Privacy/Anti-Spam Policy.
PROTECT YOUR IDENTITY
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Shaq - In Loving Memory
Your short time with us
was so appreciated and
joyful. We'll miss you
sorely my old friend!